PYMNTS Study

Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

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Banks Are The Missing Link in Cross-Border Digital Wallet Adoption, Study Finds
Banks Are The Missing Link in Cross-Border Digital Wallet Adoption, Study Finds
January 31, 2025  |  Cross-border Payments

The world of cross-border transactions is rapidly changing and growing. Digital wallets are emerging as consumers’ preferred method, outpacing traditional bank transfers and money services....

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New Data: How Credit Unions Can Own the Back Half of the Decade
New Data: How Credit Unions Can Own the Back Half of the Decade
January 30, 2025  |  Credit Unions

Credit unions (CUs) face a critical question: How can they remain top of mind for current members while attracting new ones, especially when younger consumers...

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Small Banks Report Business Model Uncertainty as Barrier to Real-Time Payments Adoption
Small Banks Report Business Model Uncertainty as Barrier to Real-Time Payments Adoption
January 29, 2025  |  Real-Time Payments

Instant payments have the potential to transform financial transactions, but gaps remain in adoption across financial institutions (FIs). Nearly all large FIs are connected to...

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77% of CFOs Say AR Automation Improves Invoice Tracking
77% of CFOs Say AR Automation Improves Invoice Tracking
January 27, 2025  |  Accounts Receivable

Many companies struggle with a lack of transparency in their accounts receivable (AR) processes, making it difficult to identify payment issues and forecast cash flow....

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What Happens When 51% of Retailers Say They Aren’t ‘Data Ready’
What Happens When 51% of Retailers Say They Aren’t ‘Data Ready’
January 24, 2025  |  Retail

Forget the days of gut instincts and guesswork. In today’s data-driven operating landscape, real-time insights have gone from the cherry on top to the whole...

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CPG Firms Missing Out as Treasurers Face Collaboration Barriers
CPG Firms Missing Out as Treasurers Face Collaboration Barriers
January 22, 2025  |  Consumer Finance

Treasurers can play a vital role in consumer packaged goods (CPG) firms. Their input allows for better management of liquidity and positively influences the firm’s...

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72% of Workers Prefer Instant Payroll If Given Choice
72% of Workers Prefer Instant Payroll If Given Choice
January 22, 2025  |  Payroll

As criticism of traditional biweekly and monthly payroll systems increases, workers in gig, freelance and contract roles are more vocal about the financial strain caused...

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Generational Divide in Online Shopping? Not So Fast, Says New Report
Generational Divide in Online Shopping? Not So Fast, Says New Report
January 22, 2025  |  Credit Cards

Conventional wisdom is that younger generations are tech-savvy and the most willing to try new devices, apps and payment methods. Get the Full Story Complete...

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