PYMNTS Study

Instant Payouts Turn One-Time Users Into Lifelong Loyalists
Instant Payouts Turn One-Time Users Into Lifelong Loyalists
November 12, 2025  |  Disbursements

“From Fast to Sticky: Why Instant Payouts Win Repeat Customers,” a collaboration between PYMNTS Intelligence and Ingo Payments, reveals how the speed and affordability of payouts...

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Gen Z Wallet Use Rises 23% as Older Shoppers Catch Up
Gen Z Wallet Use Rises 23% as Older Shoppers Catch Up
November 11, 2025  |  Mobile Wallets

The global shift toward mobile wallets is often described as a Generation Z movement. Get the Full Story Complete the form to unlock this article...

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Financial Scams Are the New Customer-Churn Crisis for Banks
Financial Scams Are the New Customer-Churn Crisis for Banks
November 10, 2025  |  Fraud Prevention

“Financial Scams and Consumer Trust,” a PYMNTS Intelligence report commissioned by Block, examines how the rise of digital scams is undermining the confidence powering everyday...

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58% of SMBs Turn to Embedded Finance for Cash Flow Management
58% of SMBs Turn to Embedded Finance for Cash Flow Management
November 10, 2025  |  SMBs

For years, embedded finance was shorthand for retail convenience. It included buy now, pay later buttons, one-click checkouts and rideshare wallets. Get the Full Story...

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Small Businesses Want Credit That Works Their Way
Small Businesses Want Credit That Works Their Way
November 04, 2025  |  SMBs

For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast....

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Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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More Than Half of Retailers Now Use AI to Catch Fraudsters
More Than Half of Retailers Now Use AI to Catch Fraudsters
October 29, 2025  |  Security & Fraud

The holiday season is the most lucrative and perilous time of the year for retailers. Get the Full Story Complete the form to unlock this...

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Instant Pay Turns Every Payout Into a Loyalty Opportunity
Instant Pay Turns Every Payout Into a Loyalty Opportunity
October 28, 2025  |  Money Mobility

In the instant economy, how fast money moves determines how people work, spend and stay loyal. The new “Money Mobility Ecosystem: Meeting Recipient Expectations in...

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82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
October 28, 2025  |  SMBs

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get...

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