PYMNTS Study

Credit Limit Denials Undermine Cardholder Trust
Credit Limit Denials Undermine Cardholder Trust
October 10, 2025  |  Consumer Finance

When consumers ask for more credit, they’re not just seeking spending power—they are testing trust. The new PYMNTS Intelligence and Elan Credit Card report reveals...

READ MORE >
14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
October 10, 2025  |  Consumer Insights

Owning a home has long been shorthand for financial stability. Today it’s often the opposite. Get the Full Story Complete the form to unlock this...

READ MORE >
The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
October 09, 2025  |  Payroll

For decades, workers in the United States have organized their lives around a predictable, if rigid, rhythm. Get the Full Story Complete the form to...

READ MORE >
Fees Keep Nearly a Third of Small Businesses From Instant Pay Adoption
Fees Keep Nearly a Third of Small Businesses From Instant Pay Adoption
October 07, 2025  |  Real-Time Payments

Small business owners often see instant payments as the fix for sluggish cash flow. Get the Full Story Complete the form to unlock this article...

READ MORE >
Nearly Half of FinTechs Now Partner With Credit Unions
Nearly Half of FinTechs Now Partner With Credit Unions
October 06, 2025  |  Partnerships

FinTechs may be talking themselves out of credit union deals. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

READ MORE >
Pix Surges 53% as Digital Payments Overtake Cards in Brazil
Pix Surges 53% as Digital Payments Overtake Cards in Brazil
October 03, 2025  |  Latin America

The story behind Latin America’s digital payments boom isn’t necessarily about consumers abandoning cash. Get the Full Story Complete the form to unlock this article...

READ MORE >
More Than 1 in 10 Gen Z’s Buy What Influencers Recommend
More Than 1 in 10 Gen Z’s Buy What Influencers Recommend
October 02, 2025  |  Social Commerce

Generation Z is often portrayed as a disruptive force, reinventing money, work and consumption. Get the Full Story Complete the form to unlock this article...

READ MORE >
88% of Small Businesses Would Pay Fees to Be Paid in Real Time
88% of Small Businesses Would Pay Fees to Be Paid in Real Time
October 01, 2025  |  SMBs

Banks know real-time payments keep cash moving, yet they continue to tilt these services toward large enterprises. Get the Full Story Complete the form to...

READ MORE >
35% of Online Purchases Now Flow Through Mobile Wallets
35% of Online Purchases Now Flow Through Mobile Wallets
September 30, 2025  |  Mobile Wallets

Mobile wallet use is spreading, but these digital apps aren’t replacing credit and debit cards. They’re burying them. Get the Full Story Complete the form...

READ MORE >