PYMNTS Study

More Than 60% of US Adults Now Start New Tasks With AI
More Than 60% of US Adults Now Start New Tasks With AI
January 16, 2026  |  Artificial Intelligence

For most of the internet era, consumer search behavior followed a familiar routine. Get the Full Story Complete the form to unlock this article and...

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44% of Consumers Hit a Wall When Paying Medical Bills
44% of Consumers Hit a Wall When Paying Medical Bills
January 15, 2026  |  Healthcare

Healthcare’s digital transformation is no longer defined by whether patients will use virtual tools, but by how well the rest of the system keeps up...

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Slow Payouts Are Starting to Cost Banks Consumer Trust
Slow Payouts Are Starting to Cost Banks Consumer Trust
January 14, 2026  |  Money Mobility

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...

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Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
January 14, 2026  |  Payments Innovation

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue...

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North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
North American Middle-Market Firms Signal Major Working Capital Expansion in 2026
January 12, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...

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Survey: 40% of Hourly Workers See No Benefit From Economic Growth
Survey: 40% of Hourly Workers See No Benefit From Economic Growth
January 12, 2026  |  Economy

Liquidity stress in the U.S. economy is no longer a background condition. Get the Full Story Complete the form to unlock this article and enjoy...

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Shared Signals Are Helping Banks Stop Fraud Sooner
Shared Signals Are Helping Banks Stop Fraud Sooner
January 09, 2026  |  Security & Fraud

The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. Get the Full Story Complete...

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Digital Wallets Win the Instant Payments Habit Battle
Digital Wallets Win the Instant Payments Habit Battle
January 09, 2026  |  Real-Time Payments

Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

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More Than Half of All Suppliers Take Instant Payment When Offered
More Than Half of All Suppliers Take Instant Payment When Offered
December 23, 2025  |  Real-Time Payments

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete...

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