From Perk to Necessity: The Rise of On-Demand Pay in a Stressed Economy

Money Mobility Tracker® - Instant Loyalty: The Growing Necessity of Earned Wage Access Amid Uncertainty

Payroll delays undermine trust and push millions of workers living paycheck to paycheck into immediate financial hardship. The latest “Money Mobility Tracker®,” a collaboration with Ingo Payments, explores how earned wage access has become a lifeline—transforming pay from a source of stress into a tool for employee stability, retention and business advantage.

Inside the September Tracker
  • Instant payroll addresses an increasingly critical need for workers under financial stress: allowing them to access pay as they earn it. As worker incomes decline, earned wage access becomes critical to ensuring their financial stability.
  • Earned wage access allows employees to receive earned wages immediately, rather than waiting the traditional two weeks until payday. By integrating with payroll systems or using real-time payment rails, funds can be made available in minutes.
  • Instant pay access not only helps workers address their financial challenges but also enables corporates to retain happier, healthier and more productive staff.

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    Money Mobility

    The Demand for Instant Insurance: Why Speed Is the New Trust
    Money Mobility Tracker® - Tips on Tap: Instant Payments in the Restaurant Industry
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    Money Mobility Tracker® - Government Goes Digital: Phasing Out Federal Checks Opens Door to Instant Payments
    Money Mobility Tracker® - Instant Shift: How Choice, Certainty and Convenience Are Driving Demand for Instant Payments
    Money Mobility Tracker® - Immediate Impact: How SMBs Can Benefit From Instant Payments
    Money Mobility Tracker® - Speed and Security: How Faster-Payments Providers Are Reducing Fraud Risks
    Money Mobility Tracker® - The Instant Remedy for Healthcare Payments’ Pain Points
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    Money Mobility Tracker® - Accelerating Aid: Digital Payouts for Government Disbursements
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    Money Mobility Tracker®: Digital Rebuild: Transforming Payments in the Construction Industry
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    Money Mobility Tracker®: Travel Tips: Instant Payments for Tips and Payouts in Travel and Hospitality
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    Money Mobility Tracker®: Real Time Matters: The Imperative for Instant Disbursements for Insurance
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    Money Mobility Tracker®: Sure Bet: Accelerating Gambling Payouts Makes Everyone a Winner
    Money Mobility Tracker®: Under Construction: Improving Payments in the Construction Industry
    Money Mobility Tracker®: Fast-Lane Finance: Accelerating Payments in the Trucking Industry
    The Rise of Instant Payroll and Early-Access Compensation
    The Healthcare Industry Needs a Dose of Money Mobility
    Rising Demand Makes Faster Payments a Growing Necessity
    How Instant Disbursements Could Drive Lenders' Growth
    Inflation Makes Technology Table Stakes for Restaurants
    Money Mobility Helps Property Managers in a Difficult Economy
    Money Mobility Tracker®: Money Mobility Comes to the Insurance Industry
    Casinos, Gambling And Gaming Platforms Bet On Instant Payments
    The Rise Of Digital And Early Access Compensation
    Innovating The Future Of Government Disbursements
    How Seamless Fund Transfers Can Unlock $10 Trillion in Payments
    Money Mobility Tracker® - August 2022
    Money Mobility Tracker® - June/July 2022
    Money Mobility Tracker® - May 2022
    Money Mobility Tracker® - April 2022
    Money Mobility Tracker® - March 2022