Charge Offs news and trends

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
Credit Cards // July 27, 2025

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty
Banking // May 19, 2025

America’s biggest bank says businesses and consumers are resilient in the face of uncertainty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Enova Sees ‘Stable’ Nonprime Consumer Credit, Small Business Trends
Earnings // February 04, 2025

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Issuer Earnings Show Consumers Struggling With Timely Credit Card Payments
Credit Cards // February 03, 2025

The general tone of earnings season has been cautiously optimistic, as banks and payment networks have pointed to the willingness of consumers to keep spending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
LendingClub Shares Plummet as Loan Originations Slow

January 28, 2025
LendingClub’s latest quarterly results, released Tuesday (Jan. 28), indicated growth across several key metrics, including loan originations and deposits through its digital banking arm, and some improving credit metrics. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt

September 17, 2024
U.S. consumers are taking on more card debt than has been seen in years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Card Delinquencies Below Pre-COVID Levels

August 17, 2025
Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels

July 27, 2025
U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty

May 19, 2025
America’s biggest bank says businesses and consumers are resilient in the face of uncertainty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Credit Card Defaults Surge to 14-Year High

December 30, 2024
Credit card defaults are at their highest level since 2010 as consumers feel increasingly stretched. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...