Consumer Payments news and trends

Citi and Mastercard Offer ‘Citi Flex Pay’ to Expand Installment Options
Buy Now Pay Later // October 24, 2025

Citi cardholders will be able to begin using the bank’s pay-over-time solution, Citi Flex Pay, at checkout. This will be available at merchants participating in Mastercard’s Installments Payment Services by the end of the year. Get the Full Story Complete the form to unlock this...

Zilch Turns to Plaid to Power Open Banking Repayments
Partnerships // October 21, 2025

Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
Consumer Payments // October 17, 2025

“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces shaping consumer trust, confidence and conversion in one of the most promising innovations in digital payments. Based on a survey of 2,071 United States consumers conducted from...

Chase Launches Shopping Platform That Lets Cardholders Pay With Points
eCommerce // June 12, 2025

Chase has launched a new online shopping experience that lets its cardholders pay with points, their card or both. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a collaboration between PYMNTS Intelligence and Trustly, examines why these users are more open to paying directly […]

Digital Wallets: New Report Bridges Gap Between Awareness and Usage

October 01, 2024
Consumers across five major markets — Brazil, France, Germany, the United Kingdom and the United States — are generally familiar and satisfied with the experience of using digital wallets. The...

Digital Wallet Providers Face Uphill Battle Defining the Technology

September 19, 2024
Digital wallets are table stakes for most consumer across five major markets (Brazil, France, Germany, Brazil, the U.K. and the U.S.). In fact, 86% of consumers say they are familiar...

Boomers Go Digital: The Surprising Rise of Digital Wallets Among Brazil’s Older Consumers

September 05, 2024
Consumers in Brazil are embracing their digital wallets for making payments. Almost half of consumers use them for paying bills, for example. Surprisingly, it is the country’s baby boomers and...

Quick Reads
Citi and Mastercard Offer ‘Citi Flex Pay’ to Expand Installment Options

October 24, 2025
Citi cardholders will be able to begin using the bank’s pay-over-time solution, Citi Flex Pay, at checkout. This will be available at merchants participating in Mastercard’s Installments Payment Services by the end of the year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Zilch Turns to Plaid to Power Open Banking Repayments

October 21, 2025
Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Chase Launches Shopping Platform That Lets Cardholders Pay With Points

June 12, 2025
Chase has launched a new online shopping experience that lets its cardholders pay with points, their card or both. Get the Full Story Complete the form to unlock this article...

House Votes to Repeal CFPB Rule Covering Consumer Payment Apps

April 09, 2025
The House of Representatives passed a Congressional Review Act resolution Wednesday (April 9), overturning the Consumer Financial Protection Bureau’s (CFPB) rule, “Defining Larger Participants of a Market for General-Use Digital...