Credit Reports news and trends

Alternative Data Boosts Credit Access as New Legislation Emerges
Financial Inclusion // April 21, 2025

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that they’d been rejected upon applying for credit at least once in the then-recent past. Get the Full Story Complete the...

Banning Medical Debt From Credit Reports May Have Unintended Consequences
Consumer Finance // January 08, 2025

The promise of eliminating medical debt from credit reports — per the finalized rule from the Consumer Financial Protection Bureau (CFPB) — is that consumers’ credit scores will go up, and in some cases significantly. The numbers are a bit eye-popping, as the agency has...

FTC Sends $500K to Consumers in Vivint Credit Report Case
Security & Fraud // December 05, 2024

The FTC is sending almost $500,000 in payments to consumers it says were harmed by Vivint Smart Homes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

FTC Refunds $1.9 Million to Victims of Credit Bureau Center Scam
News // November 21, 2024

The FTC is refunding $1.9 million to victims of a “free” credit report scam. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
FICO’s New Groove

March 14, 2017
About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other hand, have any idea what their credit score is. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — […]

Quick Reads
CFPB Reverses Position on Removing Medical Debt From Credit Reports

May 26, 2025
America’s consumer protection watchdog has switched its position on removing medical debt from credit reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

FTC Sends $500K to Consumers in Vivint Credit Report Case

December 05, 2024
The FTC is sending almost $500,000 in payments to consumers it says were harmed by Vivint Smart Homes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

FTC Refunds $1.9 Million to Victims of Credit Bureau Center Scam

November 21, 2024
The FTC is refunding $1.9 million to victims of a “free” credit report scam. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

CFPB Issues Proposed Rule Banning Medical Bills From Credit Reports

June 11, 2024
The Consumer Financial Protection Bureau (CFPB) has issued a proposed rule that would ban medical bills from credit reports. Get the Full Story Complete the form to unlock this article and enjoy...