Deposit Insurance news and trends

Lawmakers Call for Higher Deposit Insurance Limits for Big Banks
Bank Regulation // October 29, 2025

Democrats and Republicans alike want big banks to up their insured deposit limits. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB
Bank Regulation // September 10, 2025

Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Bank of America to Pay $540.3 Million After Ruling in FDIC Lawsuit
Bank Regulation // April 14, 2025

Bank of America will reportedly pay $540.3 million following a judge’s ruling in a lawsuit in which the Federal Deposit Insurance Corp. (FDIC) accused the bank of paying less than it owed for deposit insurance. Get the Full Story Complete the form to unlock this...

Chopra Calls for Deposit Insurance Reform Following Okla. Bank Failure
Bank Regulation // November 18, 2024

America’s top consumer watchdog is calling for deposit insurance reform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Interviews & Exclusives
Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB

September 10, 2025
Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Yellen Says Community Banks Probably Won’t Get SVB Treatment

March 16, 2023
Treasury Secretary Janet Yellen isn’t playing favorites, just protecting the U.S. banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Quick Reads
Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance

December 16, 2025
The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and lending products to businesses and individuals in the technology, payments systems, investment and defense industries, including participants in virtual currency markets. Get the Full Story Complete the form to unlock […]

Lawmakers Call for Higher Deposit Insurance Limits for Big Banks

October 29, 2025
Democrats and Republicans alike want big banks to up their insured deposit limits. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Bank of America to Pay $540.3 Million After Ruling in FDIC Lawsuit

April 14, 2025
Bank of America will reportedly pay $540.3 million following a judge’s ruling in a lawsuit in which the Federal Deposit Insurance Corp. (FDIC) accused the bank of paying less than...

Chopra Calls for Deposit Insurance Reform Following Okla. Bank Failure

November 18, 2024
America’s top consumer watchdog is calling for deposit insurance reform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...