Deposit Insurance news and trends

Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB
Bank Regulation // September 10, 2025

Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Bank of America to Pay $540.3 Million After Ruling in FDIC Lawsuit
Bank Regulation // April 14, 2025

Bank of America will reportedly pay $540.3 million following a judge’s ruling in a lawsuit in which the Federal Deposit Insurance Corp. (FDIC) accused the bank of paying less than it owed for deposit insurance. Get the Full Story Complete the form to unlock this...

Chopra Calls for Deposit Insurance Reform Following Okla. Bank Failure
Bank Regulation // November 18, 2024

America’s top consumer watchdog is calling for deposit insurance reform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Battle Lines Being Drawn as FDIC Examines Industrial Loan Companies
Bank Regulation // October 09, 2024

A relatively obscure corner of the banking sector is being thrust into the spotlight — and the Federal Deposit Insurance Corp. may change the ways in which industrial loan companies operate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
Bank Chiefs Push Lawmakers on Deposit Backstop in Wake of SVB

September 10, 2025
Bank CEOs told lawmakers at a Senate Committee hearing Wednesday (Sept. 10) that deposit insurance reform is urgently needed in the wake of the Silicon Valley Bank collapse of 2023. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Yellen Says Community Banks Probably Won’t Get SVB Treatment

March 16, 2023
Treasury Secretary Janet Yellen isn’t playing favorites, just protecting the U.S. banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Quick Reads
Lawmakers Call for Higher Deposit Insurance Limits for Big Banks

October 29, 2025
Democrats and Republicans alike want big banks to up their insured deposit limits. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Bank of America to Pay $540.3 Million After Ruling in FDIC Lawsuit

April 14, 2025
Bank of America will reportedly pay $540.3 million following a judge’s ruling in a lawsuit in which the Federal Deposit Insurance Corp. (FDIC) accused the bank of paying less than...

Chopra Calls for Deposit Insurance Reform Following Okla. Bank Failure

November 18, 2024
America’s top consumer watchdog is calling for deposit insurance reform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

CFPB Head Says Large Banks Should Pay for Insuring ‘Uninsured’ Depositors

May 11, 2023
The head of the Consumer Financial Protection Bureau (CFPB) says big banks should pay for insuring “uninsured” depositors. Get the Full Story Complete the form to unlock this article and enjoy unlimited...