Earned Wage Access news and trends

Same-Day Pay Becomes a Hiring Edge as Paycheck Gaps Bite
Faster Payments // February 04, 2026

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Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers
Payroll // January 20, 2026

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CFPB Draws Line Between Earned Wage Access and Credit
Regulation // January 07, 2026

Earned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers manage cash flow between paydays. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

CFPB Says Earned Wage Access Products Are Not Loans
CFPB // December 22, 2025

The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
New Branch CFO Say IPO Is a Discipline Not a Destination

March 02, 2026
Watch more: Monday Conversation With Branch’s Matt Peterson Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

Same-Day Pay Becomes a Hiring Edge as Paycheck Gaps Bite

February 04, 2026
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

70% of US Consumers Feel Stressed About Personal Finances

September 06, 2024
In today’s competitive job market, traditional benefits like retirement plans and paid time off are falling short as workers demand immediate access to their earnings. Rising financial pressures and living...

Will Earned Wage Access Unlock FedNow Sender Adoption?

July 30, 2024
One year on, FedNow and instant payments are seeing a groundswell of interest and intention to speed up funds paid out to individuals. Taking stock of the July 2023 launch...

Quick Reads
CFPB Says Earned Wage Access Products Are Not Loans

December 22, 2025
The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

WorkWhile Launches Free Real-Time Payments for Labor Economy

October 27, 2025
Labor marketplace WorkWhile has launched a free, real-time payment feature for workers on its platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

SpotOn Teams With Visa to Streamline Tip Payouts

October 15, 2025
Restaurant management system SpotOn has launched a collaboration with Visa. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Branch Debuts Embedded Platform to Ease Earned Wage Access

September 18, 2025
Branch has debuted a solution letting businesses integrate fast payment options into their applications and platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...