Installment Payments/page/8 news and trends

Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady
Credit Cards // September 18, 2026

Credit card installment plans are turning the biggest promise of buy now, pay later (BNPL) into an advantage for the card industry. A PYMNTS Intelligence report, “The Pay Later Data Shift: Credit Card Installments Take the Lead,” finds consumers used card installment plans at more...

Housecall Pro Brings Klarna Payment Tools to Home Service Pros
BNPL // August 12, 2026

Home service professionals using the Housecall Pro platform can now offer their customers Klarna’s payment solutions, Klarna said in a Wednesday (Aug. 12) press release. Klarna’s payment solutions available through Housecall Pro’s field service platform include pay in full, interest-free Pay in 4 and longer-term financing, according to the release. These solutions give homeowners...

Splitit and 1stMILE Unlock Card-Linked Installments for Auto Repairs
BNPL // August 07, 2026

Automotive service providers that use 1stMILE’s automotive commerce platform can now offer their customers Splitit’s flexible point-of-sale installment payments. With the new 1stMILE Buy Now, Pay Later powered by Splitit, the merchant receives full payment up front, while the customer can split eligible purchases into...

Oregon Tests Whether No-Interest BNPL Is a Loan
BNPL // August 07, 2026

Merchants may treat buy now, pay later (BNPL) as a standard checkout option, but state licensing rules could determine where particular installment plans can actually be offered. Oregon is the latest example. The state’s Division of Financial Regulation (DFR) has proposed a bulletin telling nonbank...

Interviews & Exclusives
Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady

September 18, 2026
Credit card installment plans are turning the biggest promise of buy now, pay later (BNPL) into an advantage for the card industry. A PYMNTS Intelligence report, “The Pay Later Data Shift: Credit Card Installments Take the Lead,” finds consumers used card installment plans at more than twice the rate of BNPL in March 2026. Card […]

Lenders Have Been Reading Subprime Consumers All Wrong

May 29, 2026
A new PYMNTS Intelligence report suggests the most important shift in consumer credit may not be happening among prime borrowers at all. The report, “Who Is the Subprime Consumer? A...

Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool

May 20, 2026
Younger generations are no longer a future growth segment for credit unions. They are an active, demanding customer base whose expectations around payments are shaping product decisions today. The latest...

43% of SMBs Would Pay to Make Purchases in Installments

April 20, 2026
Small businesses aren’t just shopping for new ways to pay. They’re looking for tools that give them greater control over timing, visibility and day-to-day cash flow. That is the more...

Quick Reads
Amazon Expands UK BNPL Footprint With Affirm Partnership

September 23, 2026
Amazon is teaming with Affirm to offer installment payment options to its U.K. customers. The partnership, announced Wednesday (Sept. 23), lets customers choose Affirm as their payment method at checkout and apply to get an instant eligibility decision from the buy now, pay later (BNPL) provider. “We want to give Amazon customers genuine choice and […]

Housecall Pro Brings Klarna Payment Tools to Home Service Pros

August 12, 2026
Home service professionals using the Housecall Pro platform can now offer their customers Klarna’s payment solutions, Klarna said in a Wednesday (Aug. 12) press release. Klarna’s payment solutions available through Housecall Pro’s field service platform...

Splitit and 1stMILE Unlock Card-Linked Installments for Auto Repairs

August 07, 2026
Automotive service providers that use 1stMILE’s automotive commerce platform can now offer their customers Splitit’s flexible point-of-sale installment payments. With the new 1stMILE Buy Now, Pay Later powered by Splitit,...

BNPL Set to Come Under Supervision of UK’s FCA

July 13, 2026
This week marks a new era for buy now, pay later (BNPL) products in the U.K. Beginning Wednesday (July 15), these interest-free installment products will be governed by the country’s Financial Conduct Authority (FCA)...