Optherium news and trends

Customers Cite Trust and Security as Restraining Factors in Adopting Digital-Only Banking Service
Digital Banking // October 11, 2021

Banking customers have made it evident in a PYMNTS study that convenience and ease of use provided by technology-based services are of utmost value to their experience, which is a deciding factor in making a banking choice. This preference is driving the digital-only bank to...

49% of US Consumers Interested in Digital Banking Services from Larger Firms
Digital Banking // October 05, 2021

The report “Digital Banking: The Brewing Battle for Where We Will Bank,” a PYMNTS and Optherium collaboration, surveyed 2,225 U.S.-based consumers to gauge their impressions of, and intentions to use, digital banking services. See also: Digital Banking: The Brewing Battle for Where We Will Bank...

Report: Data Security Concerns Keep Nearly Half of US Consumers From Switching to Digital Only...
Digital Banking // September 27, 2021

Bank customers have made it clear for years that they like the convenience and ease of use provided by technology-based services. This preference has always pushed the banking industry and its competitors to develop new products and services. During the past two years, the disruption...

Retailers Find New Revenue Streams In Banking-As-A-Service Models
Digital-First Banking // July 26, 2021

In the rise of the platform economy, the super app looms large. The lines between services and brands that once were simple and well-defined — that Amazon is simply an eCommerce retailer, that Walmart is simply a retail behemoth or telecoms only provide phone service...

Interviews & Exclusives
25% Of Consumers Cite Data Security As Top Concern For Not Using Digital-Only Banks

October 26, 2021
With innovative solutions in banking technology on the rise, consumers are expecting more secure services from their providers. The trend of changing banks has become a more appealing and accessible option than it has been in the past. PYMNTS research on the reasons people switch primary banking providers gives credence to this competitive shift. “Digital […]

49% of US Consumers Interested in Digital Banking Services from Larger Firms

October 05, 2021
The report “Digital Banking: The Brewing Battle for Where We Will Bank,” a PYMNTS and Optherium collaboration, surveyed 2,225 U.S.-based consumers to gauge their impressions of, and intentions to use,...

Report: Data Security Concerns Keep Nearly Half of US Consumers From Switching to Digital Only...

September 27, 2021
Bank customers have made it clear for years that they like the convenience and ease of use provided by technology-based services. This preference has always pushed the banking industry and...

Retailers Find New Revenue Streams In Banking-As-A-Service Models

July 26, 2021
In the rise of the platform economy, the super app looms large. The lines between services and brands that once were simple and well-defined — that Amazon is simply an...