Plaid/page/4 news and trends

FICO and Plaid Add Cash Flow Data to Credit Scores
Partnerships // November 20, 2025

FICO and Plaid launched a credit score that uses real-time cash flow data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Zilch Turns to Plaid to Power Open Banking Repayments
Partnerships // October 21, 2025

Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data
Loans // October 15, 2025

Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights from the Plaid Network. Get the Full Story Complete the form to unlock this article...

Plaid Launches Embedded Bank Payments for SaaS Platforms
Payment Methods // October 13, 2025

Plaid has announced a solution that will enable vertical software-as-a-service platforms to integrate embedded bank payments directly into their products, enabling their customers to collect bill payments and to disburse funds for vendor payments. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last Five

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk

May 28, 2025
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate....

Plaid Says Pay by Bank Is Nearing a Tipping Point as Consumers Form New ‘Habits’

February 06, 2024
Rahul Hampole, head of payments at Plaid, said pay by bank is gearing up for widespread adoption — but much depends on use cases that are offered, spanning pay-ins … and...

Plaid Says Consumers Ready for Real-Time Payments Change

December 21, 2023
Mollie Curran, payments lead at Plaid, said a sea change is ahead for instant payments and for widespread adoption across a range of use cases. Get the Full Story Complete...

Quick Reads
Plaid Launches Predictive Transaction Categories to Support AI for Banks

December 03, 2025
Financial data network Plaid has launched transaction categories enhanced by artificial intelligence (AI) that it said will provide the accuracy and insight needed for the next generation of financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

FICO and Plaid Add Cash Flow Data to Credit Scores

November 20, 2025
FICO and Plaid launched a credit score that uses real-time cash flow data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Zilch Turns to Plaid to Power Open Banking Repayments

October 21, 2025
Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Plaid Introduces Credit Risk Score Based on Real-Time Cash Flow Data

October 15, 2025
Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights...