Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
AI Agents Need Permissioned Funding Sources. Not Company Bank Accounts.
September 10, 2026

The trillion-dollar question hovering around agentic commerce is why agents would hold money at all. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
OpenAI Focuses On Investment Banking Ahead of Wider Financial Services Rollout
September 10, 2026

OpenAI has introduced a tailored ChatGPT Work experience designed for financial institutions, the company said in a Thursday (Sept. 10) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Artificial Intelligence
Instacart’s Clementine AI Turns One Message Into a Grocery Cart
September 10, 2026

Instacart launched an artificial intelligence shopping assistant called Clementine on Wednesday (Sept. 9) for shoppers in the United States and Canada. It combines a customer’s purchase history with real-time store inventory to build a cart from a single message, like “high-protein easy dinners for two,”...

Artificial Intelligence
Mistral and Cloudera Team to Meet Sovereign AI Demand
September 10, 2026

French artificial intelligence startup Mistral teamed with American hybrid data and AI platform company Cloudera, according to a Thursday (Sept. 10) news release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Artificial Intelligence
Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces
September 10, 2026

Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said in a Thursday (Sept. 10) press release. Get the Full Story Complete the form to...

Artificial Intelligence
Apple Brings Free AI Note-Taking to the Watch
September 10, 2026

Remembering what happened in a meeting has historically meant taking handwritten notes or downloading an app like Otter, Fireflies or Granola. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
OpenAI Cuts Off Rivals’ Ads on ChatGPT
September 10, 2026

OpenAI told some business partners it will no longer accept ChatGPT advertising for image- and audio-generating products that compete with its own features, The Information reported Wednesday (Sept. 9). It’s a change that hasn’t been previously reported or reflected in OpenAI’s published advertising policy. Get...

Artificial Intelligence
Ripple Adds New AI Capabilities to Treasury Offering
September 10, 2026

Ripple has announced an expansion of GSmart, the artificial intelligence (AI) capabilities included in its treasury product. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Artificial Intelligence
How $100 Million CFOs Are Setting Their Neocloud Budgets
September 10, 2026

Forget neobanks. Neoclouds are becoming the hottest new thing in the enterprise tech stack. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...