Pay

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. However, there is a clear divide between platforms ...

JPMorgan has successfully arranged a U.S. commercial paper issuance on the Solana blockchain. The issuance, performed for Galaxy Digital Holdings and purchased by Coinbase and Franklin Templeton, marks one of the ...

Dutch financial services provider Mollie is acquiring UK bank payment company GoCardless. The deal, announced Thursday (Dec. 11), is designed to create a single provider of card payments, local methods and ...

Migrating payment systems to post-quantum cryptography is feasible but requires further testing and preparation, according to a report released Thursday (Dec. 11) by the Bank for International Settlements (BIS). The report ...

The business landscape can be a battlefield. In the zero-sum, winner-takes-most landscape of commerce, companies have traditionally competed on product innovation, customer experience and cost discipline. But, a quarter century into ...

England’s Starling Bank is reportedly considering the acquisition of another British lender. That’s according to a report Thursday (Dec. 11) from the Financial Times (FT), which characterizes this effort as an overhaul to the digital ...

Ant International, HSBC and Swift say they have tested a new cross-border payment solution. The initiative involved the cross-border transfer of tokenized deposits using ISO 20022 messaging standards, with the help of Swift’s global messaging ...

Bank of America is touting a new milestone for its CashPro Forecasting solution. During 2025, this tool helped more than 3,000 companies save upwards of 250,000 hours, the banking giant announced Thursday (Dec. 11). According ...

Vertical software companies have built thriving businesses by deeply understanding niche industries. Education technology platforms, for example, manage enrollment, tuition schedules and financial aid. Healthcare systems coordinate scheduling, billing codes and ...

Global logistics has become defined by a fundamental paradox: Like many of the world’s critical commercial functions, the sector is caught between two worlds, the analog past and digital future. Global ...

B2B commerce platform AppDirect has acquired vCom, an IT lifecycle management provider for midsize companies. The closure of the $100 million deal, announced Wednesday (Dec. 10), will see vCom’s offerings embedded ...

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated the Bank Secrecy Act (BSA). With ...

Check usage continues to decline each year as consumers and businesses shift toward digital tools. At the same time, significant numbers of users still depend on checks for convenience, record ...

Philippines-based embedded banking platform Netbank has tapped Thredd to launch its Cards-as-a-Service (CaaS) solution. This solution will allow FinTechs, banks and eWallets to “rapidly deploy modern, flexible card issuing across both consumer and commercial segments,” ...

Watch more: How the Emerging Enterprise Business Is Accelerating Time to Cash The pace at which emerging enterprises convert sales into cash has become a defining measure of resilience and competitiveness. ...

Lumanu has extended its payments and compliance platform for the global creative economy to deliver real-time payments to creators and contractors in more than 195 countries and territories. The company did ...

BNY Mellon announced Monday (Dec. 8) that the bank will integrate Google Cloud’s Gemini Enterprise into its enterprise artificial intelligence (AI) platform Eliza, further expanding the bank’s use of agentic ...

For decades, corporate treasury has been organized around a simple premise: Money moves slowly enough that decisions can wait. But real-time payment rails, always-on banking APIs, and continuous data flows ...

The era of artificial intelligence (AI) experimentation in business is officially over. A new report from OpenAI, “The state of enterprise AI 2025,” released Monday (Dec. 8), doesn’t just chronicle growth; ...

HSBC has appointed Jason Henderson as CEO for the United States, effective Tuesday (Dec. 9). Henderson has served as interim CEO since August and has been with the bank for nearly ...

Wells Fargo’s CEO said artificial intelligence (AI) could potentially influence company decisions on staffing levels. Speaking Tuesday (Dec. 9) at a Goldman Sachs-hosted conference, Charlie Scharf noted that his company has ...

Embedded banking provider ClearBank has launched a collaboration with foreign exchange (FX) and payments solutions company Finseta. The partnership, announced in a news release Tuesday (Dec. 9) is designed to deliver ...

Anthropic has teamed with consulting firm Accenture to help companies scale artificial intelligence (AI) projects. The collaboration, announced Tuesday (Dec. 9), has resulted in the Accenture Anthropic Business Group, which will provide training to around 30,000 ...

Fifth Third Bank and Brex have partnered on a commercial card that will enable the bank’s commercial banking clients to access Brex’s intelligent finance platform. With access to the platform and ...

Safebooks has emerged from stealth and announced it raised $15 million in seed funding for its intelligent automation layer for quote-to-revenue finance operations. The Agentic Revenue Integrity (ARI) layer provides continuous ...

Watch more: Need to Know: Mastercard’s Marc Pettican Commercial card acceptance has been limited for years by myths and outdated assumptions. Acquirers have believed that commercial cards are too complex, too ...

Inflation expectations are steady, but households are not. The latest results from the Federal Reserve Bank of New York released on Monday (Dec. 8th) show consumers believe prices will continue ...

Instant payouts are gaining traction as more recipients choose to receive money immediately. According to From Fast to Sticky: Why Instant Payouts Win Repeat Customers, a November 2025 PYMNTS Intelligence ...

Bank CEOs are reportedly scheduled to meet with senators from both parties on Thursday (Dec. 11) to discuss crypto market regulation. The CEOs of Citigroup, Wells Fargo and Bank of America ...

Food stores and retail establishments in New York are required to accept cash payments for in-person transactions after a bill was signed into law by the state’s governor. Governor Kathy Hochul ...

Finance leaders used to joke that accounts payable (AP) was where innovation went to die. Then, seemingly overnight, AP became one of the most aggressively optimized functions in the enterprise. A ...

Bank of America is introducing a retirement-focused digital platform for business owners and their workers. The new platform, announced Monday (Dec. 8), is designed to provide greater access to retirement plans ...

Mastercard Move, Mastercard’s money movement business, can now reach over 1.4 billion users of Weixin and WeChat. This capability is enabled by a collaboration of Mastercard Move with TenPay Global, Tencent’s ...

Stablecoins, once dismissed as crypto’s training wheels for traditional finance, have spent the past year pedaling into the financial mainstream. While they remain a relatively small, even puny, portion of global ...

Payments FinTech Airwallex has been valued at $8 billion after raising $330 million. The new funding, announced Monday (Dec. 8), will help finance the company’s ongoing growth in the U.S. and ...

Payment acceptance inside large suppliers has traditionally operated like a utility. As long as money showed up and could be matched to an invoice, the system was considered successful. But that ...

The 60 million workers who form the human infrastructure powering the U.S. economy are increasingly scraping just to get by. Yet this cohort, which PYMNTS Intelligence defines as earning under $25 an ...

Embedded capital FinTech Pipe is reportedly set to name a new chief executive. Luke Voiles, who became the company’s CEO in 2023, will be replaced by Pipe’s chief product officer Claurelle ...

A bill introduced in the U.S. Senate Wednesday (Dec. 3) would enable the government to gather more data to better understand the impact of artificial intelligence (AI) on the workforce. The ...

At a moment when the artificial intelligence (AI) landscape is dominated by headlines and the consumer race for viral features, Anthropic CEO Dario Amodei delivered a counter-intuitive message at this ...

Payments infrastructure FinTech Stripe signed a definitive agreement to acquire Metronome, a usage-based billing platform for software companies. Stripe CEO Patrick Collison announced the agreement in a Tuesday (Dec. 2) post ...

Account analysis, a procedural chore tucked deep inside treasury operations, has traditionally been known mostly for producing dense monthly statements that few clients read and even fewer bankers enjoy explaining. Safe ...

Watch more: Live roundtable Verification systems built for yesterday’s fraud no longer work in today’s threat landscape. While firms could once assume that criminals needed skill, capital and patience to mount sophisticated ...

Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables. The persistent drag of manual processing ...

Reported ransomware incidents and payments dropped in 2024 after law enforcement’s disruption of two high-profile ransomware groups, the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) said Thursday (Dec. ...