Pay

Businesses and balance sheets have long been built on the finance function’s ability to close. Close the month. Close the quarter. Close the year. The faster the books are closed, the ...

PayPal is set to acquire marketplace and dropship automation platform Cymbio. As the company noted in a news release Thursday (Jan. 22), PayPal has in the past worked with Cymbio as part of its agentic ...

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. A new PYMNTS Intelligence report, “The New Checkout: Crimped ...

The House of Representatives passed two bills Tuesday (Jan. 20) that would require the Small Business Administration (SBA) to help small businesses adopt artificial intelligence (AI). The AI for Main Street ...

Johnson & Johnson’s MedTech segment saw its worldwide operational sales grow 5.4% year over year in 2025, reaching about $33.8 billion, the company said in a Wednesday (Jan. 21) earnings ...

Tokenization is emerging beyond the confines of pilot programs. At the World Economic Forum in Davos, Switzerland, Wednesday (Jan. 21), panelists signaled that real-world financial use cases are beginning to take ...

Regions Bank has launched a partnership with payments technology company Worldpay. The collaboration, announced Wednesday (Jan. 21), is designed to improve how the bank’s business clients accept payments and manage cash ...

The information economy has found its version of a casino with prediction markets. In today’s era of uncertainty, geopolitical instability, rapid technological change and other destabilizing macro forces, the ability to ...

Artificial intelligence startups OpenAI and Anthropic will be competing for enterprise clients this year, CNBC reported Wednesday (Jan. 21). Both companies are looking to increase their market share in this segment, ...

Cross-border payments are increasingly wearing two hats for growth-oriented businesses. On the one hand, as digital payment rails proliferate, cross-border optimization has evolved into a growth lever that determines how fast ...

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep ...

Fifth Third Bancorp’s investments in physical branches and digital tools paid off in fourth-quarter operating results that included record net interest income and 230 basis points of positive operating leverage, ...

U.S. Bancorp said Tuesday (Jan. 20) that its payments transformation contributed to its achievement of record net revenue of about $7.4 billion during the fourth quarter. This payments transformation was one ...

For millions of people paid in digital dollar stablecoins, the hardest part isn’t getting the money. It’s using it. When a freelance designer in Buenos Aires invoices a U.S. client in ...

B2B payments platform TreviPay has debuted its “Pay by Invoice” tool for Visa-issuing banks. The new offering, announced Tuesday (Jan. 20), is designed to help issuers garner a larger share of ...

Cross-border payments platform Wise saw growth across its business as it diversified its income, continued building its infrastructure and prepared for a dual listing that will include the United States ...

KeyCorp’s fourth-quarter results, released on Tuesday (Jan. 20), underscored a bank leaning into artificial intelligence (AI) and automation as tools of execution discipline, with an eye on wider transformation. Management ...

The so-called “modern” paper check has been around for centuries. Before the United States ever gained its independence, the Bank of England in 1717 was using pre-printed forms. Fast forward over ...

Even Davos has entered the Prompt Economy. A sweep of the first two days of the World Economic Forum event shows the artificial intelligence (AI) debate has moved decisively beyond ...

PhonePe, India’s largest digital payments company, is reportedly closer to going public. The Walmart-backed firm’s initial public offering (IPO) has gotten the approval of regulators, Reuters reported Tuesday (Jan. 20), citing ...

PayPal has launched a partnership with embedded tax technology platform april. The collaboration, announced Tuesday (Jan. 20), lets PayPal Debit Mastercard customers in the U.S. file their 2025 state and federal tax returns ...

The first half of the 2020s didn’t just accelerate payments and commerce. It stress-tested every assumption the industry carried into the decade — and forced leaders to decide, in real ...

At first guess, one might think the agentic AI boom would splinter into a thousand use cases. Retailers automating inventory. Banks unleashing robo-analysts. Manufacturers fine-tuning factories. But findings in the January ...

Explore more conversations like this on the PYMNTS Podcast page At 60 million and growing, the U.S. Labor Economy represents a sizeable segment of the country’s manpower. Yet, even as these individuals ...

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and which keep flying blind. The Business ...

OpenAI’s annual recurring revenue (ARR) topped $20 billion in 2025, up from $6 billion in 2024 and $2 billion in 2023, according to the artificial intelligence (AI) startup’s chief financial ...

Payment innovations typically start by doing their best to answer three key questions. Can money move faster, more cheaply, with fewer human touches? The rise of agentic artificial intelligence (AI) systems, ...

Bermuda says it is set to become “the world’s first fully onchain national economy” with the help of stablecoin issuer Circle and cryptocurrency exchange Coinbase. This initiative aims to make digital ...

India’s central bank has reportedly proposed that BRICS countries link their digital currencies. The goal here is to ease cross-border trade and tourism payments and reduce reliance on the U.S. dollar, ...

The digital asset space first wanted to replace the financial system. Now, the blockchain ecosystem is lowering its gaze from that sky-high goal and seeking instead merely to eliminate legacy ...

The specter of a global trade war once again raised its head over the weekend. The immediate takeaway of the tariff news was familiar: uncertainty is back, and companies must ...

For much of blockchain’s commercial life, regulation functioned as a question mark rather than a framework. Financial institutions monitored developments, commissioned pilot projects and waited for clarity that rarely arrived in ...

Watch more: Need to Know: Mastercard’s Marc Pettican Few dynamics in corporate operations are as familiar and unchanging as the B2B acceptance choreography.  Buyers negotiate terms with suppliers. Suppliers weigh costs, settlement speed and ...

PNC Financial Services Group is fueling record investment in technology with the efficiencies it has gained through past deployments of automation and artificial intelligence (AI). During a fourth-quarter earnings call, held ...

Global crypto card payment volume reached $1.5 billion per month in August, up from about $100 million per month in January 2023, Artemis said in a report released Thursday (Jan. 15). These ...

Pay.com has expanded the number of options offered by its payment orchestration platform by adding Paysafe as a recommended acquirer for card transactions for online merchants. The platform also integrated Paysafe’s Skrill and Neteller digital ...

Some of the world’s largest banks posted their final earnings for the 2025 fiscal year this week. The most surprising narrative from firms like Citigroup, JPMorgan Chase, Bank of America, BNY, ...

Walmart Inc. named new leaders of Walmart U.S., Walmart International and Sam’s Club U.S. David Guggina, executive vice president and chief eCommerce officer for Walmart U.S., will become president and CEO ...

Regions Financial Corp.’s fourth-quarter results underscore increased digital engagement and deployment of artificial intelligence (AI) across the enterprise. The Friday (Jan. 16) report underscored normalizing lending and credit trends, along with ...

JPMorgan Chase is reportedly forming a new team that will help companies raise private capital. The Private Capital Advisory and Solutions team will connect investors with companies that are looking for private capital; advise ...

The China-backed cross-border payments platform Project mBridge is reportedly set to erode the dominance of the dollar in some corridors, sectors and use cases. The platform has processed 4,047 transactions with a total ...

Tokenization, and specifically, tokenized deposits, has seen growth in concrete use cases inside the banking system. Rather than replacing deposits or payment rails, banks are exploring tokenized deposits as a way ...

The 21st century enterprise is an increasingly porous one. Data flows more freely, decisions happen faster and the line between internal insight and external exposure is growing thinner. It’s because software ...

Swift said it has concluded a digital assets interoperability trial with a trio of banks. The global messaging platform said this effort—conducted in collaboration with BNP Paribas Securities Services, Intesa Sanpaolo ...

Getting crypto markets legislation passed in the U.S. is becoming as volatile as crypto markets themselves. Thursday (Jan. 15) was supposed to be a big day for the digital asset sector. ...