Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...
Headlines swirl with urgency around real-time payments, but the reality is that most banks are still dragging their feet. While financial institutions (FIs) say instant...
When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed....
What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...
Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...
Even before the latest job numbers were released on Friday (Sept. 5), PYMNTS Intelligence had been busy uncovering the ways in which various households—across income...
Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...
For transformation to succeed, it needs to move beyond hype to hard numbers. Get the Full Story Complete the form to unlock this article and...
For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the...