PYMNTS Intelligence

Recommendations Highly Influence Card Selection, With 73% Citing Impact
Recommendations Highly Influence Card Selection, With 73% Citing Impact
April 30, 2025  |  Credit Cards

A new report from PYMNTS Intelligence, in collaboration with Elan, explores consumer motivations and behaviors behind opening new credit cards, revealing the interplay between financial...

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Update: Credit Unions Challenge the Challenger Banks for Gen Z Wallet Share
Update: Credit Unions Challenge the Challenger Banks for Gen Z Wallet Share
April 29, 2025  |  Credit Unions

The last decade has seen a dizzying acceleration in digital banking innovation. From slick mobile-first challenger banks to the sprawling networks of national giants, competition...

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66% of Zillennials Use Their Phones as Bank Branch
66% of Zillennials Use Their Phones as Bank Branch
April 29, 2025  |  Digital-First Banking

A recent report from PYMNTS reveals that zillennials, the demographic cohort straddling the late 20s and early 30s, are a driving force behind the evolution...

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Chief Product Officers See GenAI as Strategic Ally Not Job-Killer
Chief Product Officers See GenAI as Strategic Ally Not Job-Killer
April 28, 2025  |  artificial intelligence

Fears of generative artificial intelligence (GenAI) replacing human workers on a massive scale are overblown — at least for now, and possibly in the long...

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Walmart or Amazon? Millennials Will Take Both, Please
Walmart or Amazon? Millennials Will Take Both, Please
April 28, 2025  |  Retail

The consumer retail landscape is usually painted in broad strokes of green and blue: Walmart for weekly groceries, beverages and basic household items, Amazon for...

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55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
April 28, 2025  |  Mobile Wallets

There’s a shift in how consumers and small businesses are conducting cross-border transactions, according to the PYMNTS Intelligence report “Global Money Movement: How Digital Wallets...

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Consumer Belt-Tightening Could Cost the US Economy $92 Billion This Year
Consumer Belt-Tightening Could Cost the US Economy $92 Billion This Year
April 27, 2025  |  Economy

Do the math. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

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Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
April 25, 2025  |  Banking

How do consumers calculate interest rates as part of their financial planning? A PYMNTS Intelligence study, titled “How Financial Lifestyle Impacts Consumer Perception of High...

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Regulatory Shifts and Cyberattacks Put UK Merchant Credential Storage in the Spotlight
Regulatory Shifts and Cyberattacks Put UK Merchant Credential Storage in the Spotlight
April 25, 2025  |  Shopping

In the current environment, no matter what the country, consumers are keenly aware of the pressures of inflation, of how far their spending can stretch,...

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