PYMNTS Intelligence

Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses

Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
July 11, 2025  |  SMBs

The quest for profitable small business lending is often thwarted not by a lack of demand, but by a shortage of reliable data. Get the...

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Budget Tools Have a New Fan Club: Gen Z
Budget Tools Have a New Fan Club: Gen Z
July 11, 2025  |  financial apps

The financial landscape for American consumers is a challenging one, with a record 68.4% living paycheck to paycheck as of May, and nearly a quarter...

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New Fed Analysis Leverages PYMNTS Findings to Spotlight Pay by Bank
New Fed Analysis Leverages PYMNTS Findings to Spotlight Pay by Bank
July 10, 2025  |  Payment Methods

Open banking, and specifically pay by bank, promises to transform commerce by letting consumers make purchases and funds transfers directly from their accounts. Get the...

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Why Top Performing Credit Unions Lose Fewer Members
Why Top Performing Credit Unions Lose Fewer Members
July 10, 2025  |  Credit Unions

Nearly four in 10 Gen Z credit union members say they’re considering leaving their credit union within the next year, mostly in favor of traditional...

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Private Sector Takes Note as Feds Hit Fast-Forward on Digital Disbursements
Private Sector Takes Note as Feds Hit Fast-Forward on Digital Disbursements
July 10, 2025  |  Digital Payments

The United States government, the world’s largest payer, is on the cusp of a dramatic digital transformation. Get the Full Story Complete the form to...

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Startups Bring Digital Payments Into Complex Healthcare Billing
Startups Bring Digital Payments Into Complex Healthcare Billing
July 10, 2025  |  Healthcare

When patients step into a doctor’s office, they expect care, not confusion. Yet for millions of Americans, the patient journey doesn’t end with diagnosis. It derails...

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82% of Enterprise CFOs Actively Use Gen AI
82% of Enterprise CFOs Actively Use Gen AI
July 10, 2025  |  artificial intelligence

Artificial intelligence (AI) is rapidly reshaping enterprise financial management, with more than four-fifths of chief financial officers either already leveraging or actively considering its adoption...

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Issuers Want Core Banking and Processing Relationships With a Single Provider
Issuers Want Core Banking and Processing Relationships With a Single Provider
July 09, 2025  |  Payments Innovation

For card issuers seeking to modernize and digitize, there’s a strong preference to have a go-to provider as a single point of access for critical...

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Hospitality Sector Checks Out Paperless Invoicing to Manage Peak Season
Hospitality Sector Checks Out Paperless Invoicing to Manage Peak Season
July 09, 2025  |  Accounts Payable

When one thinks about hospitality innovation, it’s easy to picture smart rooms, contactless check‑in or artificial intelligence (AI)‑powered concierges. Get the Full Story Complete the...

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