PYMNTS Study

New Data Shows Inflation Worries Grip US Consumers in Echo of the Pandemic
New Data Shows Inflation Worries Grip US Consumers in Echo of the Pandemic
May 13, 2025  |  Economy

Economically, it’s starting to feel like the height of the pandemic. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Consumer Willingness to Pay for Instant Payments Fuels New Revenue Streams for Banks
Consumer Willingness to Pay for Instant Payments Fuels New Revenue Streams for Banks
May 12, 2025  |  Faster Payments

Financial transactions are undergoing a transformation, driven by consumer demand for speed, certainty and convenience. Get the Full Story Complete the form to unlock this...

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More Than 4 in 10 US Consumers Now Use Virtual Cards at Checkout
More Than 4 in 10 US Consumers Now Use Virtual Cards at Checkout
May 12, 2025  |  Digital Payments

What if paying online didn’t mean putting your actual credit or debit card number at risk of fraud or purchasing errors? What if your card...

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Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
May 09, 2025  |  Checkout Conversion

U.S. eCommerce merchants are increasingly pressing their payment service providers for technology upgrades, with the primary objective being boosting conversion rates, a direct impact on...

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Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
May 09, 2025  |  Credit Cards

Nearly 8 in 10 U.S. consumers with credit cards have multiple cards. For issuers, this makes “top of wallet” status — being a consumer’s favorite...

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High Fees Stall Saudi Small Businesses’ Digital Wallet Adoption
High Fees Stall Saudi Small Businesses’ Digital Wallet Adoption
May 08, 2025  |  Cross-border Payments

Saudi Arabia, known for rapid digital transformation, is embracing digital wallets for international payments. A deep dive into the latest data reveals a striking trend....

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New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
May 01, 2025  |  Credit Unions

Understanding the evolving dynamics of this relationship is paramount for credit union executives and FinTech entrepreneurs alike. While the share of FinTechs selling consumer-facing and...

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Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  Buy Now Pay Later

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

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Why Real-Time Payments Are Less About Timing and More About Trust
Why Real-Time Payments Are Less About Timing and More About Trust
May 01, 2025  |  Real-Time Payments

For banks seeking to lure and keep small- to medium-sized business (SMB) clients, real-time payments can become big business. Get the Full Story Complete the...

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