PYMNTS Study

New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
May 01, 2025  |  Credit Unions

Understanding the evolving dynamics of this relationship is paramount for credit union executives and FinTech entrepreneurs alike. While the share of FinTechs selling consumer-facing and...

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Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  Buy Now Pay Later

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

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Why Real-Time Payments Are Less About Timing and More About Trust
Why Real-Time Payments Are Less About Timing and More About Trust
May 01, 2025  |  Real-Time Payments

For banks seeking to lure and keep small- to medium-sized business (SMB) clients, real-time payments can become big business. Get the Full Story Complete the...

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55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
April 28, 2025  |  Mobile Wallets

There’s a shift in how consumers and small businesses are conducting cross-border transactions, according to the PYMNTS Intelligence report “Global Money Movement: How Digital Wallets...

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Small Businesses Turn to Instant Payments as Ad Hoc Transactions Surge
Small Businesses Turn to Instant Payments as Ad Hoc Transactions Surge
April 24, 2025  |  Faster Payments

Cash is king, and cash flow rules the day, especially for small businesses that might not have the wherewithal to weather macroeconomic shocks. Get the...

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Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
April 23, 2025  |  Shopping

Shoppers in Brazil are increasingly mobile-first: 61% made their most recent retail purchase using a mobile device. Moreover, the typical Brazilian consumer window shops from...

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Tap-to-Pay Metal Cards Touted as Sleek Shield Against Digital Fraud
Tap-to-Pay Metal Cards Touted as Sleek Shield Against Digital Fraud
April 22, 2025  |  Security & Fraud

The two most fundamental elements of digital banking and financial services are often the two most in conflict: user experience and security. Get the Full...

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Instant Payment Adoption Surges as Microbusinesses Race to Fill Paycheck Gaps
Instant Payment Adoption Surges as Microbusinesses Race to Fill Paycheck Gaps
April 22, 2025  |  Money Mobility

The payments landscape for small and medium-sized businesses (SMBs) is undergoing a transformation thanks to the growing adoption of instant methods. Such businesses rely on...

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New Data: US Businesses Face Cross-Border Payments Paradox Amid Digital Wallet Surge
New Data: US Businesses Face Cross-Border Payments Paradox Amid Digital Wallet Surge
April 21, 2025  |  Cross-border Payments

A surprising divide is emerging as digital wallets cement their status in the United States’ payments ecosystem. While American consumers confidently use these wallets to...

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