Bank Regulation news and trends

CFPB Drops High-Profile Cases and Signals a Narrower Agenda
CFPB // December 29, 2025

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions, and faces an (at best) uncertain environment as the new year dawns. Get the Full Story Complete the form to...

OCC Aims to Reform Liquidity Risk Management and AML Compliance
Bank Regulation // December 12, 2025

The Office of the Comptroller of the Currency (OCC) plans to continue its regulatory reforms in 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

EU Finance Ministers Set to Call for Simpler Financial Services Regulations
Regulation // December 10, 2025

European Union finance ministers will reportedly press for simplification of the bloc’s financial services laws when the ministers meet on Friday (Dec. 12). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions
Bank Regulation // December 10, 2025

The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated the Bank Secrecy Act (BSA). Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
FIS Says Middle-Market CFOs Ready for Real-Time API Payments

November 20, 2025
Watch more: Digital Shift: FIS’ Melisa Kessous Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing […]

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Open Banking Rule in Limbo as Legal Jousting Continues

June 02, 2025
It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year by the Consumer Financial Protection...

Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds

May 23, 2025
In recent months, nonbanks have been applying for banking charters. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Quick Reads
Banking Deals Catch Eye of Activist Investors Amid Deregulation

December 30, 2025
Relaxed rules in the U.S. around banking mergers have reportedly caught the eye of activist investors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

OCC Aims to Reform Liquidity Risk Management and AML Compliance

December 12, 2025
The Office of the Comptroller of the Currency (OCC) plans to continue its regulatory reforms in 2026. Get the Full Story Complete the form to unlock this article and enjoy...

EU Finance Ministers Set to Call for Simpler Financial Services Regulations

December 10, 2025
European Union finance ministers will reportedly press for simplification of the bloc’s financial services laws when the ministers meet on Friday (Dec. 12). Get the Full Story Complete the form...

Treasury Considers Allowing FinCEN to Veto Other Regulators’ Enforcement Actions

December 10, 2025
The Treasury Department reportedly aims to give its Financial Crimes Enforcement Network (FinCEN) the ability to veto other regulators’ findings that a bank has violated the Bank Secrecy Act (BSA)....