Bank Regulation news and trends

Private Credit Boom Threatens Stability, Says Global Watchdog
Bank Regulation // December 01, 2025

Private credit, representing lending by nonbank entities to companies, has in recent years come to rival traditional bank lending in size and influence. According to the U.S. Federal Reserve, private credit outstanding has roughly doubled over the past five years. At the same time, many...

Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks
Bank Regulation // November 26, 2025

Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with between $100 billion and $250 billion in assets. Get the Full Story Complete the form to unlock this article and...

FIS Says Middle-Market CFOs Ready for Real-Time API Payments
API // November 20, 2025

Watch more: Digital Shift: FIS’ Melisa Kessous Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Basel Chair Calls for New Crypto Rules for Banks
Cryptocurrency // November 19, 2025

The head of a global banking regulator is calling for an overhaul of cryptocurrency regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
FIS Says Middle-Market CFOs Ready for Real-Time API Payments

November 20, 2025
Watch more: Digital Shift: FIS’ Melisa Kessous Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing […]

Plaid CEO Says Its Next Five Years Will Look a Lot Different Than the Last...

June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Open Banking Rule in Limbo as Legal Jousting Continues

June 02, 2025
It’s Monday, June 2 and at this writing the ultimate fate of Rule 1033 — the so-called “open banking” rule set in motion last year by the Consumer Financial Protection...

Payments Innovators Seek Direct Access as De Novo Banking Activity Rebounds

May 23, 2025
In recent months, nonbanks have been applying for banking charters. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Quick Reads
Lawmakers Ask Regulators to Abandon ‘One-Size-Fits-All’ Approach to Banks

November 26, 2025
Republican members of the House Financial Services Committee have asked federal banking regulators to reconsider the application of Enhanced Prudential Standards (EPS) for banks with between $100 billion and $250 billion in assets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

Basel Chair Calls for New Crypto Rules for Banks

November 19, 2025
The head of a global banking regulator is calling for an overhaul of cryptocurrency regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

OCC Rates 6 Banks ‘Outstanding’ and 10 ‘Satisfactory’ in CRA Compliance

November 03, 2025
Six banks were rated “outstanding” and 10 were rated “satisfactory” in the latest list of banks examined for Community Reinvestment Act (CRA) compliance by the Office of the Comptroller of...

OCC Proposes Rescinding Recovery Planning Guidelines for Large Banks

October 28, 2025
The Office of the Comptroller of the Currency has proposed rescinding its recovery planning guidelines for insured national banks, federal savings associations and federal branches with at least $100 billion...