Banking Charters news and trends

OCC Says No to Bunq US Banking License Bid
Bank Regulation // August 09, 2026

American banking regulators have reportedly turned down Dutch FinTech Bunq’s request for a banking license. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Mercury Wins Conditional OCC Approval For Banking License
Banking // April 28, 2026

FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Upstart Seeks Regulatory Blessing to Become a Bank
Bank Regulation // March 11, 2026

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Will Fiserv and Stripe Pave Path for More Special Bank Charters?
Payments Innovation // April 08, 2025

Stripe’s the latest acquirer seeking a special banking charter. Fiserv made the move before Stripe, last year.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Quick Reads
OCC Approves Conditional Bank Charter for Trump Family Crypto Company

August 16, 2026
American regulators have granted a banking license to a President Donald Trump-affiliated cryptocurrency company. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

OCC Says No to Bunq US Banking License Bid

August 09, 2026
American banking regulators have reportedly turned down Dutch FinTech Bunq’s request for a banking license. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Mercury Wins Conditional OCC Approval For Banking License

April 28, 2026
FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Upstart Seeks Regulatory Blessing to Become a Bank

March 11, 2026
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...