Banking Charters news and trends

Upstart Seeks Regulatory Blessing to Become a Bank
Bank Regulation // March 11, 2026

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Will Fiserv and Stripe Pave Path for More Special Bank Charters?
Payments Innovation // April 08, 2025

Stripe’s the latest acquirer seeking a special banking charter. Fiserv made the move before Stripe, last year.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

FinTechs and Crypto Firms Get Banking Ambitions 
Banking // March 18, 2025

A friendlier regulatory environment has cryptocurrency companies and FinTechs trying to become banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

What Are FinTechs Doing With Crypto? Mostly Stablecoins, Financial Services
Cryptocurrency // March 06, 2025

The relationship between traditional finance and cryptocurrency has, for years, been uneasy at best. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Quick Reads
Mercury Wins Conditional OCC Approval For Banking License

April 28, 2026
FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Upstart Seeks Regulatory Blessing to Become a Bank

March 11, 2026
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

FinTechs and Crypto Firms Get Banking Ambitions 

March 18, 2025
A friendlier regulatory environment has cryptocurrency companies and FinTechs trying to become banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...