Pymnts News news and trends

AI Agents Turn Permission Into Payments’ New Control Point
Artificial Intelligence // October 07, 2026

Agentic commerce is creating a new transaction type before the payments industry has fully created the rules for accepting it. While payment stacks have become fine-tuned for transaction authorization, agentic commerce inserts a new question. Not, “should this transaction be authorized,” but; “was this machine...

Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.
Consumer Payments // October 07, 2026

Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look at how consumers are balancing everyday expenses with travel and entertainment, according to Max Spivakovsky,...

Congress Wants to Unplug the Scam Call Factory
Fraud Prevention // October 07, 2026

A pair of representatives last week unveiled legislation targeting one piece of the increasingly industrialized fraud economy. Reps. Jefferson Shreve of Indiana and Rob Menendez of New Jersey introduced the Stop SIM Box Scams Act, which would ban manufacturing, importing, selling, leasing, advertising, owning or...

5 Ways Missing Payment Options Send Shoppers Elsewhere
Payment Methods // October 07, 2026

A shopper who reaches checkout has already selected what to buy. For tens of millions of consumers, however, the available ways to pay can still determine whether the purchase happens. PYMNTS Intelligence’s “The Hidden Cost of Checkout Gaps: What 56 Million Abandoned Carts Mean for...

Interviews & Exclusives
AI Agents Turn Permission Into Payments’ New Control Point

October 07, 2026
Agentic commerce is creating a new transaction type before the payments industry has fully created the rules for accepting it. While payment stacks have become fine-tuned for transaction authorization, agentic commerce inserts a new question. Not, “should this transaction be authorized,” but; “was this machine authorized to make this decision?” Consumers already distinguish sharply between […]

Careful Consumers Want Control. SoFi Says Banks Should Hand It Over.

October 07, 2026
Watch more: Need to Know With Max Spivakovsky of SoFi  A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look...

Congress Wants to Unplug the Scam Call Factory

October 07, 2026
A pair of representatives last week unveiled legislation targeting one piece of the increasingly industrialized fraud economy. Reps. Jefferson Shreve of Indiana and Rob Menendez of New Jersey introduced the...

5 Ways Missing Payment Options Send Shoppers Elsewhere

October 07, 2026
A shopper who reaches checkout has already selected what to buy. For tens of millions of consumers, however, the available ways to pay can still determine whether the purchase happens....

Quick Reads
Meta and Sierra Build Standard for How Personal Agents Interact With Businesses

October 06, 2026
An open standard that defines how personal agents interact with businesses is being developed by Sierra, Meta, Genesys, Instinct, Rocket, Shopify, Stripe and Walmart, Sierra Co-Founders Bret Taylor and Clay Bavor said in a Tuesday (Oct. 6) blog post. Set to be published by the end of the month, the Personal Agent Protocol will handle […]

Treasury Program Blocks $175 Million in Federal Payments Bound for Dead People

October 06, 2026
The Treasury Department’s new payment verification process stopped $175 million in payments that would have gone to deceased individuals during the past fiscal year, the department said in a Tuesday...

Fed’s Bowman Decries ‘Antiquated’ Analysis Blocking Rural Bank Mergers

October 06, 2026
There is more work to be done in modernizing the bank regulatory and supervision framework, Federal Reserve Vice Chair for Supervision Michelle W. Bowman said Tuesday (Oct. 6). In a speech delivered at the Community Banking...

Lambda Targets $14.5 Billion Valuation in Final Pre-IPO Round

October 06, 2026
Cloud computing company Lambda is raising as much as $4 billion in a funding round that will value the company at $14.5 billion, excluding the money raised, the Wall Street Journal reported Tuesday (Oct....