Consumer Spending/page/5 news and trends

Retail Growth Masks a More Selective Shopper
Retail // July 16, 2026

In June, retail sales continued to grow, but the composition of that growth saw consumers making more deliberate choices about where their money goes. Households continued to spend where purchases were difficult to postpone, while many discretionary categories struggled to gain traction. For merchants, banks...

Dimon Says AI Will Make Banking Better and Tougher
Earnings // July 14, 2026

It’s all about the consumer and artificial intelligence, even on a day when five big banks were tracking record-setting earnings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Digital Banking Becomes Bank of America’s Deposit Engine
Earnings // July 14, 2026

Bank of America’s second-quarter earnings call Tuesday (July 14) was dominated by a simple message: Consumers in the United States are spending, companies are borrowing, capital markets are open, and the economy is proving stronger than expected. Get the Full Story Complete the form to...

53% of Financially Strained Consumers Cut Nonessential Spending 
Consumer Insights // July 14, 2026

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
53% of Financially Strained Consumers Cut Nonessential Spending 

July 14, 2026
Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

The Grocery Run No Longer Belongs to One Retailer

July 14, 2026
A weekly grocery run seems like the perfect opportunity to fill a shopping cart with everything else a household needs. New data suggests consumers increasingly see it differently. Get the...

Banks and FinTechs Give Consumers New Ways to Weather a Rainy Day

July 10, 2026
The emergency fund used to sit in a savings account, earned modest interest, and waited for the water heater to fail or the transmission to give out. Get the Full...

New Data Shows Why One Consumer Economy Has Become Three

July 10, 2026
Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of growth opportunities. Get the Full...

Quick Reads
PepsiCo Says Gas Prices Cutting Into US Consumer Food Spending

July 09, 2026
PepsiCo says high prices at the pump are keeping consumers from heading into the store to buy snacks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you […]

NY Fed Finds Falling Gas Prices Fail to Calm Inflation Fears

July 07, 2026
Consumers expect inflation to rise more than they expected a month ago, even as they expect gas prices to drop, according to the Federal Reserve Bank of New York’s latest...

49% of Young Adults Living With Parents as Costs Climb

July 05, 2026
Younger Americans are increasingly residing with their parents to offset the high cost of living. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Easing Gas Prices Boost Consumer Sentiment for July Fourth

July 03, 2026
Gas prices heading into the Fourth of July weekend are the highest they’ve been in four years but lower than recent highs, AAA said in a Thursday (July 2) press...