Credit Cards/page/37 news and trends

Credit Cards Start Picking Up the AI Tab
Artificial Intelligence // July 16, 2026

Credit card rewards have always tracked what consumers value most. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

46% of Small Businesses Would Pay for Better Digital Tools
SMBs // July 16, 2026

Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

44 Million Subprime Consumers Create a New Market for Payments Providers
Consumer Insights // July 15, 2026

For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
Credit Cards // July 13, 2026

Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly, issuers are using it as an operating discipline, measuring whether every decision improves the odds that a customer stays longer,...

Interviews & Exclusives
Study: Issuers Improve Returns by Solving the Next Customer Friction

July 17, 2026
The operating assumption in card issuing is that better technology should produce better economics. Card issuers have largely won the technology-access battle. Instant issuance, mobile wallet provisioning, real-time fraud controls and personalized offers are no longer reserved for the largest banks. However, broader access has not produced better economics. Get the Full Story Complete the […]

46% of Small Businesses Would Pay for Better Digital Tools

July 16, 2026
Small businesses want tools that give them more control over when money moves, how spending gets tracked and what happens when a payment goes wrong. Get the Full Story Complete...

44 Million Subprime Consumers Create a New Market for Payments Providers

July 15, 2026
For young subprime consumers, the clearest sign of financial pressure may show up not at the checkout counter, but at the doctor’s office. Get the Full Story Complete the form...

Smaller Card Issuers Can Out-Compete the Giants, New Study Finds

July 13, 2026
Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly, issuers are using it as...

Quick Reads
CFPB Readies New Probe Into Credit Card Late Fees

July 09, 2026
The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments, according to a Pending EO 12866 Regulatory Review posted by the Office of Information and Regulatory Affairs (OIRA). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

South African FinTech Float Launches Card-Linked Installments in UK

July 07, 2026
Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor Trade News reported Tuesday (July 7). Get the Full Story...

Credit Card Payments Outpace Debit for First Time Since 2000

July 01, 2026
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments....

AmEx and ABA Team to Launch Credit Cards for Legal Practices

June 24, 2026
Financial services platform Mercantile has joined forces with American Express and the American Bar Association (ABA). Get the Full Story Complete the form to unlock this article and enjoy unlimited...