Featured Insights/page/8 news and trends

48% of Online Shoppers Now Use AI Before Buying
Artificial Intelligence // July 16, 2026

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting like a customer? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

53% of Financially Strained Consumers Cut Nonessential Spending 
Consumer Insights // July 14, 2026

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

88% of Banks Report Strong ROI With Instant Business Payments
Real-Time Payments // July 13, 2026

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid and the bank can prove it. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

85% of Financial Firms Plan AI Budget Increases
Artificial Intelligence // July 09, 2026

Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

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53% of Financially Strained Consumers Cut Nonessential Spending 

July 14, 2026
Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

85% of Financial Firms Plan AI Budget Increases

July 09, 2026
Enterprise artificial intelligence (AI) is no longer just a technology project. It is becoming a line item with momentum. Get the Full Story Complete the form to unlock this article...

Pay Later Credit Option May Have to Win Over the Algorithm First

July 08, 2026
Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. Get the Full Story Complete the form to unlock...

The New Competition in Card Rewards Is Over Rules, Data and Money

July 08, 2026
Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full Story Complete the form to...