Pymnts Intelligence news and trends

Credit Unions Capitalize on Consumer Trust to Boost Growth
Credit Unions // April 17, 2025

For all financial institutions — and especially for credit unions — primary accounts are critical for the growth of the business. Primary accounts are the mainstays of banking, as they are the accounts where savings and checking activity are concentrated. The data accompanying the inflows...

The Pay-Me-Now Economy: How Consumers Are Driving Instant Disbursements
Real-Time Payments // April 17, 2025

Consumers are no longer willing to wait. Instant disbursements have become the expectation rather than the exception. New research from PYMNTS Intelligence and Ingo Payments reveals that not only do people want their money instantly, many are even willing to pay extra to get it...

How GenAI Is Rewriting Retail’s Playbook for Transaction Data
artificial intelligence // April 16, 2025

Enterprise transformation isn’t easy. But, as technologies like GenAI rearchitect what is considered possible for business operations to achieve, it’s becoming increasingly necessary. Against today’s operational backdrop, retail data has become more than just a byproduct of business operations; it’s now a strategic asset. Findings...

SMBs Face Pressure to Match Big Retail’s Digital Game
Payment Methods // April 16, 2025

The pandemic sent us all online to get the goods and services we needed — and if we weren’t comfortable using a mobile device to scroll and click through to a purchase, that discomfort fell by the wayside with haste. In the post-pandemic world, we’ve...

Interviews & Exclusives
80% of Gaming Firms Value Instant Market Data, but Few Have It

April 17, 2025
In the high-stakes arena of digital entertainment, gaming platforms are demonstrating an advantage: a robust appetite for data that’s translating directly into revenue growth. A new report from PYMNTS Intelligence, produced in collaboration with Carat from Fiserv, titled “Data-Driven Advantage: How Gaming Platforms Can Accelerate Growth,” explores the data readiness of businesses primarily operating in […]

Credit Unions Capitalize on Consumer Trust to Boost Growth

April 17, 2025
For all financial institutions — and especially for credit unions — primary accounts are critical for the growth of the business. Primary accounts are the mainstays of banking, as they...

The Pay-Me-Now Economy: How Consumers Are Driving Instant Disbursements

April 17, 2025
Consumers are no longer willing to wait. Instant disbursements have become the expectation rather than the exception. New research from PYMNTS Intelligence and Ingo Payments reveals that not only do...

How GenAI Is Rewriting Retail’s Playbook for Transaction Data

April 16, 2025
Enterprise transformation isn’t easy. But, as technologies like GenAI rearchitect what is considered possible for business operations to achieve, it’s becoming increasingly necessary. Against today’s operational backdrop, retail data has...

Quick Reads
Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers

March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. The share of Gen Z consumers living paycheck to paycheck leapt from 57% in January 2023 to 69% in January 2025, according to the PYMNTS Intelligence report, “How Do Consumers Weigh Convenience Services Against Financial […]

Visa Says New Anti-Fraud Unit Blocked $350 Million in Scam Attempts

March 11, 2025
Visa says its new anti-fraud disruption department saved potential victims $350 million last year. The company’s scam disruption practice, announced Tuesday (March 11), part of Visa’s Payment Ecosystem Risk and...

Fed Survey: Businesses Now Face More Uncertainty Than Before Pandemic

December 26, 2024
According to the latest Survey of Business Uncertainty, firms are now more uncertain about their prospects than they were before the pandemic. The December survey, which is conducted monthly by...

ValidiFI and PDI Team to Streamline Pay-by-Bank Enrollment

November 20, 2024
Payment intelligence provider ValidiFI has teamed with fuel/convenience retail tech company PDI Technologies. The collaboration, announced Wednesday (Nov. 20), will see ValidiFI provide real-time bank account validation for the consumer...