Fintech/page/107 news and trends

OCC Says No to Bunq US Banking License Bid
Bank Regulation // August 09, 2026

American banking regulators have reportedly turned down Dutch FinTech Bunq’s request for a banking license. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Nayax Aims to Transition From Payments Platform to Bank
Banking // August 06, 2026

Payments solutions platform Nayax is the latest FinTech seeking an American banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Mercado Libre Free Shipping Converts Monthly Shoppers Into Daily Active Users
eCommerce // August 06, 2026

A year after lowering the threshold for free shipping in Brazil, Mercado Libre has seen the offering drive “a structural change in behavior,” the eCommerce and FinTech company said in a Wednesday (Aug. 5) press release reporting its second-quarter earnings results. Get the Full Story...

Chime Converts More Paychecks Into More Products
Earnings // August 05, 2026

For Chime Financial, direct deposit is proving to be the underwriting and repayment infrastructure for a growing lending business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
Fed Opens a New Front in Access to Its Payment Rails

July 27, 2026
The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes with a Master Account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Banks and FinTechs Give Consumers New Ways to Weather a Rainy Day

July 10, 2026
The emergency fund used to sit in a savings account, earned modest interest, and waited for the water heater to fail or the transmission to give out. Get the Full...

36% of Small Businesses Turn to FinTechs for Cross-Border Payments

July 03, 2026
For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job. Get the Full Story Complete...

OCC Opens the Black Box on Bank Charter Denials

July 01, 2026
For FinTechs weighing whether to become banks, the biggest obstacle arguably has been understanding where regulatory standards have tripped up other applicants. Get the Full Story Complete the form to...

Quick Reads
Rakuten Turns Profit as Ecosystem Revenue Hits Record High

August 10, 2026
Rakuten Group achieved its first quarterly profit in six years in the second quarter as it saw revenue growth across its three segments: Internet Service, FinTech and Mobile, the company said in a Monday (Aug. 10) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

OCC Says No to Bunq US Banking License Bid

August 09, 2026
American banking regulators have reportedly turned down Dutch FinTech Bunq’s request for a banking license. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Nayax Aims to Transition From Payments Platform to Bank

August 06, 2026
Payments solutions platform Nayax is the latest FinTech seeking an American banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Mercado Libre Free Shipping Converts Monthly Shoppers Into Daily Active Users

August 06, 2026
A year after lowering the threshold for free shipping in Brazil, Mercado Libre has seen the offering drive “a structural change in behavior,” the eCommerce and FinTech company said in...