Fintech/page/4 news and trends

Mercado Libre Free Shipping Converts Monthly Shoppers Into Daily Active Users
eCommerce // August 06, 2026

A year after lowering the threshold for free shipping in Brazil, Mercado Libre has seen the offering drive “a structural change in behavior,” the eCommerce and FinTech company said in a Wednesday (Aug. 5) press release reporting its second-quarter earnings results. Get the Full Story...

Chime Converts More Paychecks Into More Products
Earnings // August 05, 2026

For Chime Financial, direct deposit is proving to be the underwriting and repayment infrastructure for a growing lending business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Block’s AI Overhaul Starts Showing Up in Results
Earnings // August 05, 2026

Block drew plenty of attention earlier this year when CEO Jack Dorsey announced plans to cut roughly 40% of the company’s workforce and put artificial intelligence at the center of its operations. The move made Block one of the most closely watched tests of a...

AutoRek Buys Grath to Scale AI-Powered Reconciliation Solutions
Back-office // August 03, 2026

AutoRek has expanded its artificial intelligence-powered reconciliation capabilities and its global presence by acquiring Grath. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Fed Opens a New Front in Access to Its Payment Rails

July 27, 2026
The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes with a Master Account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Banks and FinTechs Give Consumers New Ways to Weather a Rainy Day

July 10, 2026
The emergency fund used to sit in a savings account, earned modest interest, and waited for the water heater to fail or the transmission to give out. Get the Full...

36% of Small Businesses Turn to FinTechs for Cross-Border Payments

July 03, 2026
For small businesses buying goods overseas, choosing a payment provider is becoming less about habit and more about finding the right tool for the job. Get the Full Story Complete...

OCC Opens the Black Box on Bank Charter Denials

July 01, 2026
For FinTechs weighing whether to become banks, the biggest obstacle arguably has been understanding where regulatory standards have tripped up other applicants. Get the Full Story Complete the form to...

Quick Reads
Nayax Aims to Transition From Payments Platform to Bank

August 06, 2026
Payments solutions platform Nayax is the latest FinTech seeking an American banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

Mercado Libre Free Shipping Converts Monthly Shoppers Into Daily Active Users

August 06, 2026
A year after lowering the threshold for free shipping in Brazil, Mercado Libre has seen the offering drive “a structural change in behavior,” the eCommerce and FinTech company said in...

AutoRek Buys Grath to Scale AI-Powered Reconciliation Solutions

August 03, 2026
AutoRek has expanded its artificial intelligence-powered reconciliation capabilities and its global presence by acquiring Grath. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Increase Debuts Bank to Help FinTechs Build Financial Products

July 29, 2026
Six years after its founding, banking infrastructure company Increase is now a bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...