A bank can monitor a login, score a transaction and flag unusual account activity. It can’t see the text message that convinced its customer to send the money, which is giving scammers a lucrative way to switch up how they reach victims. The PYMNTS Intelligence...
Conventional wisdom says large corporations should dominate cross-border payments. They have global banks, treasury teams, negotiated FX rates, sophisticated treasury management system (TMS) platforms and local accounts. But the 2026 payments infrastructure may be creating a strange inversion where a small business can get a...
Watch more: Monday Conversation With Decade’s Vitor Olivier Vitor Olivier spent years building the infrastructure behind Nubank, the Brazilian digital bank that gave roughly 100 million people a cheaper, simpler way to handle everyday transactions. Now he is going after the part of financial life...
Digital platforms spread technology and product development across millions of customers, a model that makes adding another market attractive. However, international expansion brings more local infrastructure with it: licenses, regulated entities, bank relationships and connections to domestic payment systems. Recent moves by PhonePe and Revolut...
October 08, 2026
A bank can monitor a login, score a transaction and flag unusual account activity. It can’t see the text message that convinced its customer to send the money, which is giving scammers a lucrative way to switch up how they reach victims. The PYMNTS Intelligence report “Fraud’s Loyalty Tax: How Scams Cost Banks Their Customers” […]
October 01, 2026
Digital platforms spread technology and product development across millions of customers, a model that makes adding another market attractive. However, international expansion brings more local infrastructure with it: licenses, regulated...
September 18, 2026
Watch more: Digital Shift With Viggo Stenseth of SolvaPay The payments industry has devoted much effort to making sure a bot can’t pass for a customer. Agentic commerce brings a...
September 14, 2026
Digital assets may reach the checkout faster by asking consumers to change less about how they pay. The July 2026 Payments Innovation Tracker, “From Asset to Everyday Money: Making Digital...
October 08, 2026
Wise is reportedly negotiating a settlement after a software glitch affected thousands of customers’ tax statements. The money transfer app this week contacted roughly 4,000 U.K. users of its Wise Asset service to inform them it had given them incorrect tax statements between 2021 and 2025, the Financial Times (FT) reported Thursday (Oct. 8). According […]
September 30, 2026
The Brink’s Company agreed to propose divesting its ATM-related product and service businesses, NoteMachine/TestLink UK, in connection with a United Kingdom regulator’s review of its previously announced agreement to acquire...
September 30, 2026
U.K. FinTech Zilch is reportedly in discussions with banks as it prepares to go public. The company, whose offerings include buy now, pay later (BNPL) loans, is looking to list...
September 27, 2026
Brazilian digital bank Nubank is reportedly interested in buying U.K. FinTech Monzo. Such a deal would value Mozno at up to £10 billion ($13.2 billion), the Financial Times (FT) reported...