After-purchase installment plans are moving more firmly into the center of everyday payments, reshaping how banks, FinTechs and retailers compete for the same transactions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
For millions of households, rent is the anchor expense that dictates everything else. PYMNTS Intelligence has estimated that housing absorbs 37% of take-home pay for consumers earning under $50,000 annually, compared with about 13% for households above that income threshold, underscoring how sharply rent constrains...
Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually happens. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
January 28, 2026
After-purchase installment plans are moving more firmly into the center of everyday payments, reshaping how banks, FinTechs and retailers compete for the same transactions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]
January 22, 2026
Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the Full Story Complete the form...
January 21, 2026
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually happens. Get the Full Story...
January 14, 2026
Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision and control. Get the Full...
January 30, 2026
Affirm is now the exclusive provider of buy now, pay later (BNPL) payment options for lodging and packages on the Expedia Group brands Expedia, Hotels.com and Vrbo in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]
November 05, 2025
U.S. Bank has debuted a credit card that converts purchases into monthly payment plans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
October 21, 2025
Affirm wants the U.S. to find ways to cap late fees on pay-later loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
October 01, 2025
Ace Hardware has launched a partnership with pay later provider Affirm. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
