Loans 2 news and trends

Mastercard Uses Network Data to Speed Credit Decisions

December 03, 2025
Lenders Brace for CFPB’s Underwriting Shakeup
CFPB // November 24, 2025

The Consumer Financial Protection Bureau’s Nov. 13 proposal to revise small business lending requirements under ECOA and Regulation B marks a significant turning point for lenders navigating digital underwriting and expanding credit access. Get the Full Story Complete the form to unlock this article and...

Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure
BNPL // November 19, 2025

Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete...

Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million
Loans // November 19, 2025

Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe
Buy Now Pay Later // November 17, 2025

PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL) receivables. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers

October 28, 2025
Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get the Full Story Complete the...

Half of Financially Stable Firms Use Financing to Fuel Growth

October 09, 2025
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the...

Daylit Bets $110M That Healthy Capital Beats High-Interest Loans

September 24, 2025
The real-world economy is made up of small- to medium-sized businesses (SMBs) that make, move and install physical things. Get the Full Story Complete the form to unlock this article...

Quick Reads
Mastercard Uses Network Data to Speed Credit Decisions

December 03, 2025
Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according to a Wednesday (Dec. 3) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million

November 19, 2025
Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form to unlock this article and...

KKR to Buy Up to $75 Billion of PayPal’s BNPL Loan Receivables in Europe

November 17, 2025
PayPal Holdings and global investment firm KKR renewed their agreement in which KKR’s credit funds and accounts purchase PayPal’s European buy now, pay later (BNPL) receivables. Get the Full Story...

Experian Debuts Combined Credit and Cash Flow Scoring Model

November 10, 2025
Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...