Loans 2 news and trends

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

January 12, 2026
Agibank May Postpone US IPO After Brazil’s Social Security System Finds Irregularities
IPO // January 09, 2026

Brazilian FinTech Agibank reportedly may postpone a planned initial public offering (IPO) in the United States after Brazil’s social security system suspended one of the firm’s main businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Experian Adds Commercial Data to Ascend Lender Platform
SMBs // January 05, 2026

Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Saks Considers Chapter 11 Bankruptcy as $100M Debt Payment Comes Due
Retail // December 23, 2025

Saks Global is considering bankruptcy while facing a $100 million-plus debt payment, Bloomberg reported Monday (Dec. 22). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
Loans // December 22, 2025

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Colorado Court Ruling Puts BNPL Lending Models Under Fresh Pressure

November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its growth is increasingly shaped by changing legal and regulatory boundaries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free […]

82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers

October 28, 2025
Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get the Full Story Complete the...

Half of Financially Stable Firms Use Financing to Fuel Growth

October 09, 2025
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the...

Daylit Bets $110M That Healthy Capital Beats High-Interest Loans

September 24, 2025
The real-world economy is made up of small- to medium-sized businesses (SMBs) that make, move and install physical things. Get the Full Story Complete the form to unlock this article...

Quick Reads
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Agibank May Postpone US IPO After Brazil’s Social Security System Finds Irregularities

January 09, 2026
Brazilian FinTech Agibank reportedly may postpone a planned initial public offering (IPO) in the United States after Brazil’s social security system suspended one of the firm’s main businesses. Get the...

Experian Adds Commercial Data to Ascend Lender Platform

January 05, 2026
Experian made its commercial data information available through its Ascend platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Saks Considers Chapter 11 Bankruptcy as $100M Debt Payment Comes Due

December 23, 2025
Saks Global is considering bankruptcy while facing a $100 million-plus debt payment, Bloomberg reported Monday (Dec. 22). Get the Full Story Complete the form to unlock this article and enjoy...