Digital Payments in Emerging Economies

Vertical software companies have built thriving businesses by deeply understanding niche industries. Education technology platforms, for example, manage enrollment, tuition schedules and financial aid. Healthcare systems coordinate scheduling, billing codes and ...

American manufacturers are reportedly scaling back parts and raw material orders amid tariff-related uncertainty. Buying activity by manufacturers in the U.S. reached its lowest level since May last month, The Wall ...

Philippines-based embedded banking platform Netbank has tapped Thredd to launch its Cards-as-a-Service (CaaS) solution. This solution will allow FinTechs, banks and eWallets to “rapidly deploy modern, flexible card issuing across both consumer and commercial segments,” ...

Instant payouts are gaining traction as more recipients choose to receive money immediately. According to From Fast to Sticky: Why Instant Payouts Win Repeat Customers, a November 2025 PYMNTS Intelligence ...

The Bureau of Labor Statistics (BLS) will not produce an October 2025 Producer Price Index (PPI) news release, according to a revised news release dates page on its website. The agency ...

Finance leaders used to joke that accounts payable (AP) was where innovation went to die. Then, seemingly overnight, AP became one of the most aggressively optimized functions in the enterprise. A ...

Mastercard Move, Mastercard’s money movement business, can now reach over 1.4 billion users of Weixin and WeChat. This capability is enabled by a collaboration of Mastercard Move with TenPay Global, Tencent’s ...

Gen Xers, the powerhouse of the U.S. consumer economy, are cutting back amid current financial challenges, a move that may already be impacting holiday spending. More than eight in 10 ...

The 60 million workers who form the human infrastructure powering the U.S. economy are increasingly scraping just to get by. Yet this cohort, which PYMNTS Intelligence defines as earning under $25 an ...

Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity and holiday spending. Total consumer ...

At a moment when the artificial intelligence (AI) landscape is dominated by headlines and the consumer race for viral features, Anthropic CEO Dario Amodei delivered a counter-intuitive message at this ...

Two reports released Friday (Dec. 5) showed a consumer economy that remains active and alert but increasingly pressured. Data from the Bureau of Economic Analysis and the University of Michigan revealed ...

A trio of labor reports, spanning government, private sector data and PYMNTS Intelligence findings, shows that uncertainty is rising among hourly workers even as their spending continues. Jobless claims are at ...

Visa is attempting to help Syria build a digital payments ecosystem and integrate into the global digital economy. The company formed a partnership with the Central Bank of Syria and financial ...

The Clearing House says its three payment networks achieved record results in November. “The performance across the CHIPS, EPN, and RTP networks in November reflects the strong growth across all types of digital payments and the ...

Uruguay-based FinTech Prometeo on Thursday (Dec. 4) introduced Name Match, a new ownership-evaluation feature within its Bank Account Verification API designed to improve payment accuracy and reduce fraud for businesses ...

Digital commerce in Latin America has reached an inflection point as consumers move almost instinctively between browsing, buying and paying on mobile devices. Digital payments are displacing cash. For example, Pix, ...

Sports commerce and gaming platform Fanatics is formally entering the event-wagering sector with the launch of Fanatics Markets, a prediction market platform rolling out across 24 states this week, the ...

Merchants chasing global growth are learning that cross-border sales succeed only when payments feel as local as possible. That is the new message emerging from the latest Payments Optimization Tracker, ...

Colombian FinTech MOVii said Tuesday (Dec. 2) that it has begun its international expansion by establishing operations in Peru. The company aims to capture at least 8% of the payment processing ...

Citigroup strategists reportedly said the artificial intelligence (AI) boom and the resiliency of global trade have reversed the weakness in the U.S. dollar that was seen during the first half ...

The banking system is “sound and resilient,” Federal Reserve Board Vice Chair for Supervision Michelle W. Bowman said Tuesday (Dec. 2). Bowman said this while testifying before the House Financial Services ...

Consolidation reshapes industries of every size, from manufacturing to retail to digital markets. For the past several years, Big Tech has become the most visible battleground for debates over market power ...

How your job pays you as an employee is important. Half of Generation Z workers earn hourly wages, according to PYMNTS Intelligence’s “Income Instability Is Redefining the Paycheck-to-Paycheck Economy,” the November ...

For most of the past decade, the cloud landscape has resembled a giant, digital land grab. Hyperscalers fought for enterprise workloads one contract at a time, while the largest providers, with ...

U.S. manufacturing activity contracted in November by the most in four months, signaling that producers are struggling to overcome an extended period of malaise, Bloomberg reported Monday (Dec. 1). Based on ...

Tipping is shifting from cash jars to digital channels, transforming how workers are compensated and how employers attract and retain staff. What once required end-of-shift cash distribution is now handled ...

 Visa — Sam Hamilton, Head of AI and Data In January, Hamilton was prescient about artificial intelligence (AI). He laid out just how pervasive he expects Gen AI to be across ...

The Federal Reserve’s final Beige Book of the year points to a noticeable cooling in sentiment as businesses and consumers end 2025 on more cautious footing. The report, covering activity through ...

With the holiday shopping rush approaching, smaller retailers are facing an unpleasant, tariff-related choice. They can either pay high levies, or find new suppliers at an even steeper cost, Reuters reported Wednesday (Nov. ...

Professionals in payments, FinTech and the digital economy already face crowded calendars and a nonstop flow of industry information. Conferences often promise insight but often deliver conversations heavy on sales and ...

Watch more: Digital Shift: Block’s Brian Boates Across the double-edged sword of technology, it’s fraud that can cut businesses the sharpest. The digital payments revolution has delivered speed, convenience and new pathways ...

Crypto platform Kraken has begun rolling out the Krak Card, a debit card that enables instant spending using multiple balances and earns 1% cash back rewards on all purchases. The company ...

Global payments processor Thredd has signed an agreement in which it will connect across three global Visa Cloud Connect endpoints. By connecting to Visa Cloud Connect, which allows organizations to access ...

U.S. Census Bureau data on consumer spending is flowing again after the government shutdown, and the latest numbers give a clearer picture of how households in the United States are ...

Macroeconomic pressures and a lack of progress in regulation are among the factors that led to the recent decline in the price of Bitcoin, CoinDesk reported Monday (Nov. 24), citing ...

Corporate payments company Corpay has introduced a solution for U.S. immigration law firms. The new USCIS Navigator tool, announced Monday (Nov. 24) is aimed at providing secure processing for payments to ...

Many small- to medium-sized businesses (SMBs) are looking past the trade-driven uncertainty dominating national headlines and are instead showing a level of confidence not seen in more than three years. The ...

Business activity in the United States increased for the second consecutive month and reached a four-month high in November, S&P Global said Friday (Nov. 21). The company’s Flash U.S. Composite PMI ...

Earnings season is offering one of the clearest pictures yet of a consumer base moving in two directions. Households with stable incomes continue spending, especially on essentials and value-driven purchases. Meanwhile, ...

Tariffs are entering what increasingly feels like a mature phase. As highlighted by enterprise executives heading into the final quarter of the year, the challenge for companies is shifting. The question ...

The impact of U.S. tariffs continues to rock the logistics and transportation industries, CNBC reported Thursday (Nov. 20). Major ports are seeing a drop in imports. For the first time this ...

Watch more: Need to Know: Discover Network’s Dave Dew The history of payments can be separated into two eras: before the payment facilitator and after the payment facilitator. Known in the industry ...

Tariffs were expected to cause discomfort. Few product leaders expected them to reshape their operations so deeply that redesigning or discontinuing goods would become standard practice across the mid-market. The latest ...

As the annual holiday shopping ritual ramps up, consumers’ finances are less robust than they might appear. Last month, PYMNTS Intelligence surveyed more than 2,100 U.S. adult consumers for the most ...