Consumer Credit news and trends

As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
Payments Innovation // March 03, 2026

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

New York Seeks Public Comment on Proposed BNPL Regulations
Buy Now Pay Later // February 23, 2026

The New York State Department of Financial Services has published and opened for comment proposed regulations for buy now, pay later (BNPL) financing options. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

TransUnion to Acquire Mobile Division of RealNetworks
Acquisitions // February 02, 2026

TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square
Consumer Finance // January 20, 2026

Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space

March 09, 2026
Consumer credit growth slowed in January but remained firmly positive, extending a trend that has been in place for nearly a year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

Fed Beige Book Shows Consumers Resilient Despite Uncertainty

January 15, 2026
The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and consumers navigate higher costs, tighter...

Here Are the Five Reasons Consumers Want Credit Line Increases

November 13, 2025
Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

Quick Reads
New York Seeks Public Comment on Proposed BNPL Regulations

February 23, 2026
The New York State Department of Financial Services has published and opened for comment proposed regulations for buy now, pay later (BNPL) financing options. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

TransUnion to Acquire Mobile Division of RealNetworks

February 02, 2026
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square

January 20, 2026
Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. Get the Full Story Complete the form to unlock...

Affirm Adds Account Balances and Cash Flow Trends to Underwriting

January 14, 2026
Flexible payment provider Affirm is updating its underwriting to include richer real-time signals such as account balances and cash flow trends. Get the Full Story Complete the form to unlock...