Consumer Credit news and trends

Here Are the Five Reasons Consumers Want Credit Line Increases
Credit Cards // November 13, 2025

Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Labor Economy Workers Remain Resilient Despite Higher Costs
Consumer Insights // November 12, 2025

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor Economy represents 36% of the workforce and 15% of spending. Get the Full Story Complete the form to unlock this...

Gen Z Turns Credit Building Into a Financial Power Move
Credit Cards // November 07, 2025

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...

Upstart Says Originations Leap as Consumer Credit Strength Improves
Consumer Finance // November 04, 2025

Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
Here Are the Five Reasons Consumers Want Credit Line Increases

November 13, 2025
Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

Households Pump the Brakes on Credit as Economic Uncertainty Looms

October 07, 2025
Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the Full Story Complete the form...

FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms

September 19, 2025
With the new additions of Figure Technology Solution and Klarna, the FinTech IPO Index saw a healthy jump, adding 3.6% through the week. Get the Full Story Complete the form...

Quick Reads
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality

November 25, 2025
Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Upstart Says Originations Leap as Consumer Credit Strength Improves

November 04, 2025
Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the...

Upgrade Valued at $7.3 Billion After $165 Million Funding Round Led by Neuberger

October 16, 2025
Upgrade has raised $165 million in a new funding round that values the FinTech at more than $7.3 billion, according to Bloomberg. The round, led by Neuberger Berman’s NB Alternatives...

Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 

September 25, 2025
New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...