Consumer Credit news and trends

TransUnion to Acquire Mobile Division of RealNetworks
Acquisitions // February 02, 2026

TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square
Consumer Finance // January 20, 2026

Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

A Nostalgic Look Back to 2016 With a PYMNTS Twist
Payments Innovation // January 19, 2026

As nostalgia sweeps across social media, touching everything from posts to playlists, 2016 has emerged as a reference point for how different things felt and how much optimism was embedded in the moment. Get the Full Story Complete the form to unlock this article and...

Fed Beige Book Shows Consumers Resilient Despite Uncertainty
Economy // January 15, 2026

The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and consumers navigate higher costs, tighter credit conditions and shifting labor dynamics. Get the Full Story Complete the form to unlock...

Interviews & Exclusives
Fed Beige Book Shows Consumers Resilient Despite Uncertainty

January 15, 2026
The Federal Reserve’s latest Beige Book strikes a cautiously upbeat tone, pointing to modest economic gains across much of the country even as businesses and consumers navigate higher costs, tighter credit conditions and shifting labor dynamics. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS […]

Here Are the Five Reasons Consumers Want Credit Line Increases

November 13, 2025
Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

Households Pump the Brakes on Credit as Economic Uncertainty Looms

October 07, 2025
Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the Full Story Complete the form...

Quick Reads
New York Seeks Public Comment on Proposed BNPL Regulations

February 23, 2026
The New York State Department of Financial Services has published and opened for comment proposed regulations for buy now, pay later (BNPL) financing options. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS […]

TransUnion to Acquire Mobile Division of RealNetworks

February 02, 2026
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Block’s Lending Tops $200 Billion Across Cash App, Afterpay and Square

January 20, 2026
Block has provided more than $200 billion in credit to customers across its Cash App Borrow, Afterpay and Square Loans products. Get the Full Story Complete the form to unlock...

Affirm Adds Account Balances and Cash Flow Trends to Underwriting

January 14, 2026
Flexible payment provider Affirm is updating its underwriting to include richer real-time signals such as account balances and cash flow trends. Get the Full Story Complete the form to unlock...