Credit Decisioning news and trends

DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform
Partnerships // December 04, 2024

ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Nova and Akoya Target Credit Decisioning Amid Open Banking’s Rise
Partnerships // September 04, 2024

Nova Credit has launched a partnership with data access network Akoya. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Upstart Unveils Custom Loan Tool for Banks and CUs
Loans // April 25, 2024

Lending marketplace Upstart has debuted a tool to help lenders offer customized loan offers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Experian Debuts Additions to Ascend Analytics Platform
Data // December 05, 2023

Information services provider Experian has introduced new capabilities for its cloud-based analytics platform Ascend. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Interviews & Exclusives
Real-Time Credit Decisioning Helps B2B Payments Feel as Seamless as P2P

November 16, 2023
Taking the friction out of payments means taking the friction out of doing business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

The Easiest Way for Suppliers to Lose Business Is With Manual AR

October 26, 2023
It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. Get the Full Story Complete the form...

Galileo, Mastercard Team on Smart BNPL for Small Businesses

October 05, 2023
David Feuer, chief product officer of Galileo Financial Technologies, told PYMNTS that the current financial services landscape is a challenging one for smaller firms — and especially so for the...

Open Banking Drives Instant, Large-Ticket Financing in Europe 

May 24, 2023
Buoyed by changing consumer habits in the wake of the pandemic, the buy now, pay later (BNPL) financing model has exploded in recent years, with more and more consumers and...

Quick Reads
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score

March 25, 2025
Experian has launched a tool designed to increase financial access for people with limited credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform

December 04, 2024
ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Nova and Akoya Target Credit Decisioning Amid Open Banking’s Rise

September 04, 2024
Nova Credit has launched a partnership with data access network Akoya. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Upstart Unveils Custom Loan Tool for Banks and CUs

April 25, 2024
Lending marketplace Upstart has debuted a tool to help lenders offer customized loan offers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...