Credit History news and trends

CFPB Reverses Position on Removing Medical Debt From Credit Reports
Consumer Finance // May 26, 2025

America’s consumer protection watchdog has switched its position on removing medical debt from credit reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

New CFPB Proposed Rule Would Restrict Data Brokers’ Reach
CFPB // December 03, 2024

As the year draws to a close, the end of 2024 has been marked by a flurry of rule-making by the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Digital Platforms Elevate Renters’ Personal Finance Game
Consumer Finance // April 25, 2024

Digital platforms are transforming the personal finance landscape for renters by emphasizing the importance of leveraging nuanced insights derived from rental payment data, a facet traditionally excluded from credit scoring models.  Get the Full Story Complete the form to unlock this article and enjoy unlimited...

IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched
Personal Finance // April 16, 2024

Financial intelligence company IDIQ has launched a platform that aims to help consumers build their credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
New CFPB Proposed Rule Would Restrict Data Brokers’ Reach

December 03, 2024
As the year draws to a close, the end of 2024 has been marked by a flurry of rule-making by the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Why Global Citizens Need Credit Passports

February 25, 2020
When one has a credit history, it is easy to overlook if it’s working as intended, as it is a fairly invisible piece of the fabric of day-to-day financial life....

Can Academic Data Ace The Credit History Conundrum?

September 25, 2019
The Catch-22 is a familiar part of the early life of many consumers looking to get credit for the first time. They can’t secure underwriting because their financial file reveals...

Quick Reads
Experian and Plaid Partner on Cash Flow Data for Lenders

June 05, 2025
Experian and Plaid have partnered to provide proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

CFPB Reverses Position on Removing Medical Debt From Credit Reports

May 26, 2025
America’s consumer protection watchdog has switched its position on removing medical debt from credit reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched

April 16, 2024
Financial intelligence company IDIQ has launched a platform that aims to help consumers build their credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

College Ave Launches Mastercard Secured Credit Card for College Students

January 30, 2024
Financial services company College Ave has launched a secured credit card for college students. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...