Dave Girouard news and trends

Earnings Drive FinTech IPO Index 8.1% Higher, Led by Sezzle and Open Lending  
Fintech Investments // May 09, 2025

The earnings season floodgates opened this past week for the FinTech IPO Index, and outsized gains by several names sent the overall index up by 8.1%. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Upstart Personal Loan Originations Grow 83% Year Over Year
Earnings // May 06, 2025

Lending platform Upstart Holdings’ first quarter results saw loan originations nearly double from a year ago, driven in part by automated processes, while management pointed to strong credit metrics among the lending platform’s borrowers. Get the Full Story Complete the form to unlock this article...

Upstart Personal Loans Leap 89% Year Over Year
Consumer Finance // February 11, 2025

Upstart’s latest quarterly results showed double-digit gains in loan originations, powered by artificial intelligence (AI) and automation, where management also said that the credit quality of its lending portfolio was strong amid new capital commitments from its lending partners. Get the Full Story Complete the...

Upstart Says Automated Credit Origination Process Draws ‘Best Borrowers’
Earnings // February 13, 2024

Upstart achieved an all-time high in its automated credit origination process in the fourth quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
Earnings Drive FinTech IPO Index 8.1% Higher, Led by Sezzle and Open Lending  

May 09, 2025
The earnings season floodgates opened this past week for the FinTech IPO Index, and outsized gains by several names sent the overall index up by 8.1%. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Quick Reads
Upstart Says Automated Credit Origination Process Draws ‘Best Borrowers’

February 13, 2024
Upstart achieved an all-time high in its automated credit origination process in the fourth quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Upstart’s Unsecured Loan Automation Reaches All-Time High

August 08, 2023
Artificial intelligence (AI) lending platform Upstart has reached a record percentage of automated unsecured loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Upstart Plunges as Rising Interest Rates Crush Loan Demand

November 09, 2022
Shares of AI-lending platform Upstart plunged more than 20% Tuesday (Nov 8) evening after the company said rising interest rates and a slowing economy saw its tally of new loans...