Pay By Bank news and trends

Stripe and TrueLayer Launch Pay by Bank Partnership in Finland
Payment Methods // January 21, 2026

Payments network TrueLayer says it has begun offering pay by bank payments in Finland. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Consumer Payments // January 21, 2026

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a collaboration between PYMNTS Intelligence and Trustly,...

Pay by Bank Finds Momentum as Consumers Rethink Cards
Payments Innovation // January 15, 2026

One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Legacy Business Models Break
What's Trending // January 12, 2026

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets to turn whose margin into whose opportunity as consumers, enterprises and their agents decide how...

Interviews & Exclusives
Pay by Bank Emerges as an Alternative to Cards for Online Payments

January 28, 2026
Trust has always been central to payments, but it is changing as payments evolve. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep...

Pay by Bank Finds Momentum as Consumers Rethink Cards

January 15, 2026
One of the U.S. payments industry’s unfulfilled promises is that bank-to-bank transfers would one day loosen the grip of cards. Get the Full Story Complete the form to unlock this...

Legacy Business Models Break

January 12, 2026
“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets...

Quick Reads
Stripe and TrueLayer Launch Pay by Bank Partnership in Finland

January 21, 2026
Payments network TrueLayer says it has begun offering pay by bank payments in Finland. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Zilch Raises $175 Million to Expand Consumer Payment Platform

November 13, 2025
U.K.-based consumer payments platform Zilch has raised $175 million in debt and equity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Coinbase and Tink Offer Pay by Bank Crypto Purchases in Germany

October 30, 2025
Cryptocurrency exchange Coinbase has launched a partnership with the Visa-owned open banking platform Tink. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Zilch Turns to Plaid to Power Open Banking Repayments

October 21, 2025
Consumer payments platform Zilch has launched an open banking partnership with Plaid. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...