Paycheck To Paycheck Consumers news and trends

CFPB’s Overdraft Rule May Move Banks to Cut Services and a ‘Credit Lifeline’ for Consumers
Consumer Finance // December 12, 2024

The new (and reportedly final) rule on overdraft fees may have consumer groups — and consumers — cheering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
Credit Cards // November 15, 2024

Consumers are borrowing more on their credit cards — just to pay the monthly bills. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Confidence Drops to 2-Year Low as Paycheck-to-Paycheck Segment Struggles
Economy // September 24, 2024

For lower-income consumers, the most vulnerable subset of the paycheck-to-paycheck economy, the outlook is, in a word … gloomy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Paycheck-to-Paycheck Consumers Won’t Find Budgetary Breathing Room From Rate Cuts
Economy // September 23, 2024

The initial euphoria that greeted the Federal Reserve’s decision this past week to cut interest rates for the first time in four years was keenly felt on Wall Street. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
New Data: Financially Strapped Consumers Move to Credit Card Alternatives

February 05, 2025
Consumers can’t spend money they don’t have, and right now, many are running out of cash. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

CFPB’s Overdraft Rule May Move Banks to Cut Services and a ‘Credit Lifeline’ for Consumers

December 12, 2024
The new (and reportedly final) rule on overdraft fees may have consumer groups — and consumers — cheering. Get the Full Story Complete the form to unlock this article and...

Consumer Confidence Drops to 2-Year Low as Paycheck-to-Paycheck Segment Struggles

September 24, 2024
For lower-income consumers, the most vulnerable subset of the paycheck-to-paycheck economy, the outlook is, in a word … gloomy. Get the Full Story Complete the form to unlock this article...

Paycheck-to-Paycheck Consumers Won’t Find Budgetary Breathing Room From Rate Cuts

September 23, 2024
The initial euphoria that greeted the Federal Reserve’s decision this past week to cut interest rates for the first time in four years was keenly felt on Wall Street. Get...

Quick Reads
U.S. Labor Costs Grow as Workers’ Wages Climb

April 30, 2024
American labor costs rose more than anticipated last quarter, new government data shows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Student Loan Borrowers Face Incorrect Bills and Hours on Hold

October 15, 2023
The resumption of student loan payments has challenged borrowers in more ways than one. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...