State Regulation news and trends

Consumers Pay the Price as State Regulation Fractures FinTech Scale
What's Trending // January 13, 2026

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to take its place.

Prediction Markets Become Flash Point Between Federal and State Regulators
Markets // December 11, 2025

Prediction markets, which let users bet on everything from the future price of Bitcoin to the future president of the United States, are the latest flash point between federal and state regulators. Real-money prediction markets technically like fall under the jurisdiction of the Commodities Futures...

States on the AI Beat: New Task Force Aims to Corral Emerging Tech
Regulation // August 17, 2023

The digital age is reshaping behavioral norms and business opportunities.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Cryptos And Sandboxes And Streamlined Money Licensing (Oh My!)
News // February 15, 2018

Streamlined money transfer applications dominated regulatory news this past week as seven states took the initiative to make it easier for traditional FIs and fintechs to broaden their reach across the nation. PYMNTS spoke with Charles Clark, acting director of the Washington State Department of...

Interviews & Exclusives
Prediction Markets Become Flash Point Between Federal and State Regulators

December 11, 2025
Prediction markets, which let users bet on everything from the future price of Bitcoin to the future president of the United States, are the latest flash point between federal and state regulators. Real-money prediction markets technically like fall under the jurisdiction of the Commodities Futures Trading Commission (CFTC), but a growing number of states have […]

Cryptos And Sandboxes And Streamlined Money Licensing (Oh My!)

February 15, 2018
Streamlined money transfer applications dominated regulatory news this past week as seven states took the initiative to make it easier for traditional FIs and fintechs to broaden their reach across...