Payments

There are as many different business workflows as there are businesses. So why have most businesses been viewing AI as something monolithic? Most businesses, at least, outside of wholesale distribution. New ...

Block drew plenty of attention earlier this year when CEO Jack Dorsey announced plans to cut roughly 40% of the company’s workforce and put artificial intelligence at the center of ...

The Federal Reserve Bank of Dallas and the Federal Reserve Bank of New York plan to launch a pilot survey of the U.S. private credit market. The organizations expect to launch ...

Payments/financial services technology company Fiserv has teamed with accounts receivable automation firm Stuut Technologies. With this collaboration, the companies will help eligible enterprise finance teams modernize manual and “fragmented” B2B receivables processes where available, ...

Santander says the Federal Reserve has approved its acquisition of Webster Bank. The $12 billion deal for the Connecticut-based Webster is now expected to close Aug. 20, Santander said in a ...

American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to spend. Their shopping habits are ...

Accounts payable has no shortage of automation. However, the July edition of the Business Payments Tracker® Series, a PYMNTS Intelligence collaboration with WEX, revealed that functionality alone cannot modernize payment operations. Businesses ...

Marqeta’s second-quarter earnings call Tuesday (Aug. 4) highlighted embedded finance, multinational issuing, stablecoins and commercial payments as the company’s primary strategic growth initiatives, even as overall growth is expected to ...

Thredd is helping Pliant expand its commercial credit/embedded finance platform to the U.S. As the issuer processing platform noted in a Tuesday (Aug. 4) news release, Pliant offers businesses in Europe physical and virtual credit ...

Wells Fargo reportedly hopes to launch tokenized deposits for corporate/commercial customers. That’s according to a report Tuesday (Aug. 4) from the Wall Street Journal (WSJ), which calls the offering the latest example of how ...

Artificial intelligence (AI)-related developments could be driving around one-third of America’s economic growth. That’s according to a report Tuesday (Aug. 4) from the Wall Street Journal (WSJ), which pointed to three ...

Stablecoins make perfect sense on paper. It goes without saying that if you replace a chain of correspondent banks with a blockchain transaction, then cross-border payments should become faster, cheaper ...

Instant payments are no longer simply a payments product. They are becoming commercial banking infrastructure. That’s the case for financial institutions and their clients who are savvy to what real-time infrastructure ...

Watch more: Need to Know With Bretton AI’s Will Lawrence Every artificial intelligence (AI) tool a bank adds to solve one risk problem gives it another vendor to vet, another platform ...

Bill payment solution provider Paymentus posted record revenue in the second quarter as service providers sought to secure customer loyalty by providing a satisfying billing experience, Paymentus Founder and CEO ...

Banking-as-a-service has traditionally had sponsor banks for doing everything themselves: issuing accounts, holding deposits, processing payments and financing lending. But latest earnings from two sponsor-bank operators suggest some flexibility in the ...

Twenty-five states filed a lawsuit Monday (Aug. 3) asking the U.S. Court of International Trade to declare the Trump administration’s latest tariffs illegal, the Office of the New York State Attorney General said in a Monday press ...

Payments and treasury technologies have traditionally been positioned by the banks powering them as purely infrastructure. The same way baseball players need a field to play ball, the thinking went, ...

Amazon joined several of its fellow tech giants in the $3 trillion club, Reuters reported Monday (Aug. 3). The company’s market value exceeded that figure for the first time Monday after ...

Visa is set to acquire Israel-based fraud intelligence company BioCatch for $2.4 billion. The all-cash deal, announced Monday (Aug. 3) aims to complement Visa’s cyber, fraud, risk and security solutions and ...

Mastercard says it has completed its acquisition of cryptocurrency infrastructure platform BVNK. The deal is designed to help Mastercard offer more choice in “how people and businesses exchange value by enabling ...

AutoRek has expanded its artificial intelligence-powered reconciliation capabilities and its global presence by acquiring Grath. The acquisition adds Grath’s reconciliation and regulatory compliance software and infrastructure to AutoRek’s solutions that automate ...

Stablecoins change how liquidity is managed, not simply how payments move. And findings in the July 2026 edition of the Payments Innovation Tracker® Series, a PYMNTS Intelligence collaboration with Paymentology, reveal how that ...

Watch more: Digital Shift With Boost Payment Solutions’ Dean M Leavitt As PYMNTS CEO Karen Webster told a podcast audience for last year’s B2B event, nothing is boring about B2B payments ...

The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. The proposal would update rules that ...

Artificial intelligence is making software vulnerabilities easier to find. That’s not necessarily making companies safer. AI-powered security systems can analyze enormous codebases, identify previously unknown flaws and generate findings at a ...

Bank of America plans to enhance its cybersecurity capabilities in the United Kingdom and globally by acquiring England-headquartered information security specialist MDSec Consulting Limited. The bank expects the transaction to be ...

The Commodity Futures Trading Commission (CFTC) has sued to stop New York’s attempt to halt the operations of prediction market Kalshi, which was announced Friday (July 31). “Rather than seek reasoned ...

For years, the elevator pitch for B2B payments modernization was speed. Faster approvals. Faster settlement. Faster reconciliation. Faster access to working capital. However, moves from Mastercard and American Express point to ...

A dollar can only stretch so far. For 60 million Labor Economy workers, each trip to the checkout can involve hard choices about what to buy, how to pay and ...

Assigning work to agents and agentic workflows requires clear rules and defined decision rights, Bottomline Global Head of Product Colin Swain writes in a new PYMNTS eBook, “Building the Agent-Ready Payments ...

Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Research from PYMNTS Intelligence, with Velera, titled “The Practical ...

Western Union is sharpening its focus on digital and artificial intelligence as it faces unexpected headwinds, executives said Thursday (July 30). The company did not see the improvement in its Americas ...

American Express Global Business Travel (Amex GBT) has launched an agentic integration in Anthropic’s artificial intelligence assistant, Claude, that enables both travelers and enterprise AI agents to book and manage ...

Dune says it is one of Europe’s first companies to receive stablecoin payments through Stripe. The new integration means Dune’s enterprise customers can now pay for data products and application programming ...

While Mastercard reported another quarter of double-digit revenue growth Thursday (July 30), executives devoted much of their second-quarter earnings discussion to explaining why agentic artificial intelligence could strengthen the economics ...

Pagaya Technologies’ second-quarter results demonstrated that an artificial intelligence (AI) lending network can generate sharply higher profits even as it earns less on each dollar moving through the system. “Our record ...

Watch more: Need to Know With Green Dot’s Renata Caine Embedded finance has been able to put financial products almost anywhere. The trend is now one of verticalization, according to Renata Caine, ...

Real-time payments are no longer waiting for a killer app. From Pix becoming an everyday payment method in Brazil to RTP and FedNow moving deeper into U.S. business payments, checkout ...

Freehand raised $75 million to scale its autonomous artificial intelligence (AI) agents that manage supply chain spend for global enterprises. These agents automate procurement, supplier management, invoicing and payments, the company ...

WEX will soon expand the capabilities of its WEXOnline platform for commercial fleets to include identifying and stopping potentially unauthorized fuel purchases before they are approved. The company plans to add ...

Six years after its founding, banking infrastructure company Increase is now a bank. Increase Bank, announced in a news release Wednesday (July 29), is designed to combine a “modern bank core” ...

Banking giant BNY is bringing blockchain technology to its transfer agency business. The bank on Wednesday (July 29) unveiled its digital transfer agency (TA) capabilities, designed to address a growing set ...

SoFi wants artificial intelligence to do more than answer a customer’s financial questions. It wants AI to eventually act on them, and in the process give customers more reasons to ...

The traditional tête-à-tête that defines financial crime is one of technology. Fraudsters use technological innovations to probe the behavioral and digital defenses of institutions and organizations that deploy the same, or ...