PYMNTS Study

Trust Beats Features in the Next Phase of Embedded Finance

Trust Beats Features in the Next Phase of Embedded Finance
Trust Beats Features in the Next Phase of Embedded Finance
October 29, 2025  |  eCommerce

Embedded finance has evolved from an emerging trend into a defining force behind marketplace success. Get the Full Story Complete the form to unlock this...

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More Than Half of Retailers Now Use AI to Catch Fraudsters
More Than Half of Retailers Now Use AI to Catch Fraudsters
October 29, 2025  |  Security & Fraud

The holiday season is the most lucrative and perilous time of the year for retailers. Get the Full Story Complete the form to unlock this...

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Instant Pay Turns Every Payout Into a Loyalty Opportunity
Instant Pay Turns Every Payout Into a Loyalty Opportunity
October 28, 2025  |  Money Mobility

In the instant economy, how fast money moves determines how people work, spend and stay loyal. The new “Money Mobility Ecosystem: Meeting Recipient Expectations in...

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82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
82% of SMBs See Smooth Sailing, Even as Cash Flow Wavers
October 28, 2025  |  SMBs

Most Main Street firms say they’ll make it through the next two years, but data suggest that optimism might be running ahead of reality. Get...

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The Fragile Backbone of the US Economy: Inside the Labor Economy
The Fragile Backbone of the US Economy: Inside the Labor Economy
October 27, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Measuring the Labor Economy’s Impact on U.S. Financial and Economic Health,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments,...

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CFOs Race the Clock as ‘Time to Cash™’ Becomes the New KPI
CFOs Race the Clock as ‘Time to Cash™’ Becomes the New KPI
October 24, 2025  |  Spend Management

The clock on cash flow is ticking. The countdown to liquidity is defining who wins and who falls behind in the real-time economy. Get the...

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The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
October 23, 2025  |  Cybersecurity

In an era where artificial intelligence-driven bots and digital agents are rewriting the rules of commerce, many companies still believe their identity verification systems are...

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Only 21% of Consumers Created a Budget Last Year
Only 21% of Consumers Created a Budget Last Year
October 23, 2025  |  Consumer Finance

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....

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Embedded Finance Crosses the Tipping Point
Embedded Finance Crosses the Tipping Point
October 21, 2025  |  Payments Innovation

Embedded finance is no longer a trend. It’s the next competitive frontier. Get the Full Story Complete the form to unlock this article and enjoy...

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