PYMNTS Study

The Money Mobility Strategy That’s Changing How Banks Think
The Money Mobility Strategy That’s Changing How Banks Think
August 18, 2025  |  Money Mobility

Every year, $8.2 billion quietly slips away from financial institutions, lost in the flow of customer disbursements routed to third-party banks. But what if these...

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Fear of Going ‘Off Script’ Keeps CFOs From Agentic AI
Fear of Going ‘Off Script’ Keeps CFOs From Agentic AI
August 15, 2025  |  Artificial Intelligence

Even as artificial intelligence reshapes corporate finance, a trust gap is emerging around its most autonomous form, agentic AI, among the very executives poised to...

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Credit Unions Trade Caution for Collaboration in FinTech Push
Credit Unions Trade Caution for Collaboration in FinTech Push
August 14, 2025  |  Credit Unions

Once considered adversaries vying for the future of consumer banking, credit unions (CUs) and FinTechs are transforming their relationships. Get the Full Story Complete the...

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Millennials Swap Salaries for Stream of Instant Payouts
Millennials Swap Salaries for Stream of Instant Payouts
August 13, 2025  |  Disbursements

Consumers demand speed and flexibility from their financial transactions. They’re moving away from traditional bank transfers toward more immediate and accessible options. Get the Full...

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Loyalty Takes a Back Seat in the Summer Discount Wars
Loyalty Takes a Back Seat in the Summer Discount Wars
August 12, 2025  |  Retail

When eCommerce sales go live, consumers in the United States open their apps, scroll flash deals and fill carts. Get the Full Story Complete the...

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Dynamic Identity Could Move Small Businesses Out of Data Darkness
Dynamic Identity Could Move Small Businesses Out of Data Darkness
August 08, 2025  |  SMBs

Small and micro businesses don’t want to stay that way. They want to grow. Get the Full Story Complete the form to unlock this article...

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How Banks Are Making Instant Payments Interoperable
How Banks Are Making Instant Payments Interoperable
August 08, 2025  |  Real-Time Payments

The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail...

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For Baby Boomers, It’s Still All About Retirement
For Baby Boomers, It’s Still All About Retirement
August 07, 2025  |  Consumer Finance

Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a...

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New Data Shows Women Decide When and How to Cut Back
New Data Shows Women Decide When and How to Cut Back
August 06, 2025  |  Consumer Insights

When it comes to escaping the paycheck-to-paycheck grind, men are more likely than women to think they can simply tighten their belts. Get the Full...

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