Alloy news and trends

FinTech IPO Index Gains 3.3% as Pay Later Continues Its Upward March
Fintech Investments // April 18, 2025

The FinTech IPO Index continued to gain ground, coming off of double-digit gains last week, adding 3.3% through the past five days. This time around, partnerships dominated the headlines, and earnings season has yet to make its presence felt in the space. From a macro...

A Matter of Trust: How AI Is Reshaping Risk Assessment
Artificial Intelligence // March 19, 2025

Financial services institutions have long relied on machine learning for risk management, but the threat landscape has grown exponentially in the age of generative artificial intelligence (AI), according to executives from Capital One, Visa and Alloy. Fraudsters now have access to AI tools, including synthetic...

Liberis Adds Alloy’s Identity Risk Solutions to Embedded Finance Platform
Partnerships // February 06, 2024

Liberis, a global embedded finance platform, has joined forces with Alloy, an identity risk management company, to accelerate its international expansion and enhance the merchant experience. This strategic partnership aims to simplify the funding application process by integrating automated compliance verifications, the companies said in...

An Industry Insider on the Growing Importance of Compliance in Bank-FinTech Relationships
Banking // June 05, 2023

Nearly all banks view FinTech partnerships as important, but the partnership dynamics will be put to the test as new open banking regulations go into effect in 2024. PYMNTS examines what will be required as banks and FinTechs will rely on each other for data...

Interviews & Exclusives
FinTech IPO Index Gains 3.3% as Pay Later Continues Its Upward March

April 18, 2025
The FinTech IPO Index continued to gain ground, coming off of double-digit gains last week, adding 3.3% through the past five days. This time around, partnerships dominated the headlines, and earnings season has yet to make its presence felt in the space. From a macro standpoint, the volatility of the broader markets continued as tariffs […]

A Matter of Trust: How AI Is Reshaping Risk Assessment

March 19, 2025
Financial services institutions have long relied on machine learning for risk management, but the threat landscape has grown exponentially in the age of generative artificial intelligence (AI), according to executives...

CFOs Look Back on 2022 as the Year of Digital Transformation

December 29, 2022
For scores of CFOs, 2022 may go down as the year where they zeroed in on “what really matters” — including digital transformation. Amidst the turbulence of the last couple...

Experts Say Digital Makeover of Receivables Yields Returns Beyond AR

October 11, 2022
The pandemic ushered in a receivables revolution as disruption forced an “innovate or perish” urgency in cash management, money movement, payout options and related fraud risk. As part of PYMNTS’...

Quick Reads
Mastercard, Alloy Join Forces to Fight Fraud

August 20, 2025
Mastercard launched a partnership with identity and fraud prevention platform provider Alloy. The collaboration will see the companies develop a solution for banks and FinTechs that employs identity verification and open finance to streamline customer onboarding while combating fraud, according to a Wednesday (Aug. 20) press release. “Successful fraud prevention starts with a holistic approach […]

Liberis Adds Alloy’s Identity Risk Solutions to Embedded Finance Platform

February 06, 2024
Liberis, a global embedded finance platform, has joined forces with Alloy, an identity risk management company, to accelerate its international expansion and enhance the merchant experience. This strategic partnership aims...

Enigma and Alloy Team to Deliver Small Business Data to Banks

February 07, 2023
Enigma and Alloy have partnered to help financial institutions (FIs) better understand small businesses. The collaboration adds Enigma’s intelligence about the financial health and identity of U.S. businesses to Alloy’s...

Fraud Prevention FinTech Alloy Nets $52M on $1.55B Valuation

September 01, 2022
Alloy, which works on helping banks and FinTechs with identity decisioning and threat selections with API service and SaaS, has a $1.55 billion valuation now after raising $52 million recently,...