Bank Regulations news and trends

Revolut Still Waiting on OK to Offer UK Credit Cards
Bank Regulation // July 07, 2025

Revolut is still reportedly waiting for permission to offer credit services in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

UK Central Bank Could Ease ‘Ringfencing’ Rules for Lenders
Bank Regulation // May 19, 2025

The Bank of England is reportedly looking to ease its “ringfencing” rules for British lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Bankers Tell Congress Regulation Hinders M&A and ‘De Novo’ Formation
Bank Regulation // May 14, 2025

The path to creating a bank — from submitting a business plan to hitting the ground running — is a long and winding road, with tough regulations in the form of high capital requirements and mountains of paperwork, banking executives told lawmakers Wednesday (May 14)....

Rep. Andy Barr: Banking Regulators Deviated From Core Mission
Bank Regulation // April 29, 2025

Rep. Andy Barr, R-Ky., said Tuesday (April 29) that he supports bills that will tailor federal bank regulation to financial institutions’ risk profiles and maintain Congress’ authority over the federal banking regulatory agencies. Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
OCC Says Banks Can Hold Crypto, but Should They?

March 10, 2025
Blockchain and banking have, since the former’s inception, operated almost entirely at odds. Cryptocurrencies, after all, were invented as a decentralized method to store value, designed to operate outside of the intermediaries and custodial third parties that make up the traditional, regulated financial system. Get the Full Story Complete the form to unlock this article […]

Government Exit Packages and Defunding May Mute Financial Regulators

January 31, 2025
The shakeup on Capitol Hill — still ongoing, as the Trump administration settles in for its second round, as the new Congress has been seated — will extend to financial...

FDIC Suit Against Former SVB Execs Highlights Continued Scrutiny of Risk Models

January 20, 2025
The new administration is here, ushering in a phase of uncertainty surrounding banking regulations and the state of the regulatory agencies themselves. Get the Full Story Complete the form to...

New Security Regulations Focus EU FIs on Third-Party Risk Management

January 17, 2025
With the Digital Operational Resilience Act (DORA) now in effect, organizations must pivot from preparation to active compliance and ongoing risk management, Get the Full Story Complete the form to...

Quick Reads
Departing OCC Head Touts Digital Assets Efforts

July 15, 2025
Outgoing OCC head Rodney Hood says his tenure was marked by expanding digital assets efforts and embracing bank-FinTech collaborations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

Revolut Still Waiting on OK to Offer UK Credit Cards

July 07, 2025
Revolut is still reportedly waiting for permission to offer credit services in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

UK Central Bank Could Ease ‘Ringfencing’ Rules for Lenders

May 19, 2025
The Bank of England is reportedly looking to ease its “ringfencing” rules for British lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Rep. Andy Barr: Banking Regulators Deviated From Core Mission

April 29, 2025
Rep. Andy Barr, R-Ky., said Tuesday (April 29) that he supports bills that will tailor federal bank regulation to financial institutions’ risk profiles and maintain Congress’ authority over the federal banking...