Data Point news and trends

72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
B2B Payments // January 08, 2026

The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

74% of Credit Union Members Pass the Loyalty Test
Credit Unions // January 07, 2026

Credit unions face a retention challenge that has less to do with age than with architecture. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Credit Card Installment Use Rises 46% Since Spring 2025
Payment Methods // January 05, 2026

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

More Than 60% of Consumers Now Start Daily Tasks With AI
artificial intelligence // January 02, 2026

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Interviews & Exclusives
Embedded Finance Pays Off for 54% of US B2B Platforms

January 09, 2026
B2B platforms are discovering that embedded finance is becoming less a feature add-on and more a structural lever for how they grow revenue, deepen customer relationships and compete at scale. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

72% of B2B Buyers Favor Suppliers With Embedded Payment Options 

January 08, 2026
The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves.  Get the Full...

74% of Credit Union Members Pass the Loyalty Test

January 07, 2026
Credit unions face a retention challenge that has less to do with age than with architecture. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Credit Card Installment Use Rises 46% Since Spring 2025

January 05, 2026
Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the Full Story Complete the form...