The Data Point news and trends

Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases
Credit Cards // February 05, 2026

Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how rejection decisions push consumers toward competing financial products. Get the Full Story Complete the form to unlock this article and...

75% of Tech Firms Say They Are Extremely Familiar With AI Agents
artificial intelligence // February 03, 2026

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital tools are also becoming the earliest and most confident users of autonomous systems. Get the...

Mobile Wallet Usage Soars, Even as Apple Pay Leaves Spend on the Table
Mobile Wallets // February 02, 2026

Apple Pay usage has doubled in physical stores over the past year, yet the mobile wallet still processes only 1 in 10 eligible transactions and faces intensifying competition from rivals that are expanding even faster. Get the Full Story Complete the form to unlock this...

Digital Wallet Use Still Lags in the Physical Store
Payment Methods // January 30, 2026

Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to how they pay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
Digital Banks Win With Younger and Lower-Income Consumers

February 09, 2026
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases

February 05, 2026
Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how rejection decisions push consumers toward...

75% of Tech Firms Say They Are Extremely Familiar With AI Agents

February 03, 2026
The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital...

Mobile Wallet Usage Soars, Even as Apple Pay Leaves Spend on the Table

February 02, 2026
Apple Pay usage has doubled in physical stores over the past year, yet the mobile wallet still processes only 1 in 10 eligible transactions and faces intensifying competition from rivals...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...