Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how rejection decisions push consumers toward competing financial products. Get the Full Story Complete the form to unlock this article and...
The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital tools are also becoming the earliest and most confident users of autonomous systems. Get the...
Apple Pay usage has doubled in physical stores over the past year, yet the mobile wallet still processes only 1 in 10 eligible transactions and faces intensifying competition from rivals that are expanding even faster. Get the Full Story Complete the form to unlock this...
Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to how they pay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
February 09, 2026
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]
February 05, 2026
Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how rejection decisions push consumers toward...
February 03, 2026
The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital...
February 02, 2026
Apple Pay usage has doubled in physical stores over the past year, yet the mobile wallet still processes only 1 in 10 eligible transactions and faces intensifying competition from rivals...
January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]
November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...
November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...