The Data Point/page/4 news and trends

Only 25% of Consumers Say Their Cost-Cutting Plans Still Work
Consumer Insights // April 30, 2026

The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

49% of Gen Z Say BNPL Shapes Where They Book Travel
BNPL // April 29, 2026

For younger shoppers, buy now, pay later is not just a way to split a purchase. It is often a factor in where they choose to spend in the first place. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

43% of Retailers Are Piloting AI Shopping Agents 
artificial intelligence // April 28, 2026

Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who leads the next phase of digital payments growth. Get the Full Story Complete the form to unlock this article and...

63% of Firms Face Check Fraud as Paper Payments Linger
Real-Time Payments // April 27, 2026

The biggest obstacle to real-time payments adoption may not be fraud, but the fear of fraud. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
61% of North America Middle Market Companies Use Cards to Speed Cash Flow

May 01, 2026
For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

Only 25% of Consumers Say Their Cost-Cutting Plans Still Work

April 30, 2026
The clearest sign of consumer strain may not be what households are cutting, but how many different ways they are trying to keep up. Get the Full Story Complete the...

49% of Gen Z Say BNPL Shapes Where They Book Travel

April 29, 2026
For younger shoppers, buy now, pay later is not just a way to split a purchase. It is often a factor in where they choose to spend in the first...

43% of Retailers Are Piloting AI Shopping Agents 

April 28, 2026
Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who leads the next phase of...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...