The Data Point/page/4 news and trends

70% of Consumers Pick Retailers Based on Payment Options
Checkout Conversion // June 26, 2026

Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before they ever visit a merchant’s site. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

The Data Behind Why Sentiment Misses the Spending Story
Consumer Finance // June 24, 2026

The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to keep moving. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
Consumer Finance // June 23, 2026

A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only through a risk lens is adapting its payment habits in practical ways. Get the Full...

23% of CFOs See Stablecoins Gaining Ground
Cryptocurrency // June 17, 2026

Stablecoins may be finding their lane with chief financial officers, not as a financial revolution, but as a controlled way to move money through more familiar banking channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
23% of Bridge Millennials Use 4 or More Financial Coping Tactics

June 30, 2026
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

70% of Consumers Pick Retailers Based on Payment Options

June 26, 2026
Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before they ever visit a merchant’s...

The Data Behind Why Sentiment Misses the Spending Story

June 24, 2026
The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to keep moving. Get the Full...

Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay

June 23, 2026
A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only...

Quick Reads
Digital Banks Fill Gaps in Small Business Working Capital Loans

January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

56% of Consumers Say Storing Payment Info With Retailers Improves Checkout

November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...

94% of Companies Plan Investments to Digitize Payments and Finance Functions

November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...