Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. That is one of the clearest takeaways from “Generations Under Pressure: How Younger Consumers Are Coping With Higher Living Costs,” a new PYMNTS Intelligence...
Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before they ever visit a merchant’s site. That gap sits at the center of “The Next-Gen Commerce Playbook: Turning Checkout Into a...
The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to keep moving. That is the practical takeaway from “The Three-Speed Consumer Economy: How Financial Capacity Is Rewriting Spending Behavior,” a...
A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only through a risk lens is adapting its payment habits in practical ways. That is one...
September 04, 2026
Installment plans can turn the first financed purchase into a lasting shopping habit, giving merchants a chance to win repeat business well beyond the original checkout. That pattern stands out in “Financing the Decision,” the April installment of the PYMNTS Intelligence Pay Later Ecosystem Report. Based on a survey of 2,763 U.S. consumers conducted from […]
June 30, 2026
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. That is one of the clearest takeaways...
June 26, 2026
Only about 20% of businesses appear ready for the next phase of shopping, where AI agents may help consumers find, compare and buy products before they ever visit a merchant’s...
June 24, 2026
The most useful signal in consumer spending may not be how Americans feel about the economy. It may be how much room they have to keep moving. That is the...
January 17, 2023
As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. That’s according to PYMNTS and NCR’s report “Digital Banking Rises To Meet SMB Needs,” which showed that as SMBs raised prices last year to meet higher supplier and operating costs, many if not most believe they’ve hiked prices as far […]
November 22, 2022
Manually entering credit card information for each online purchase is such a source of friction and irritation that more than half of consumers are setting their security concerns aside and...
November 15, 2022
Demand for digitization in the payments and finance areas has reached critical velocity as a new sampling of CFOs shows near unanimous support for additional spending on this technology to...
