Data Point news and trends

61% of North America Middle Market Companies Use Cards to Speed Cash Flow
Working Capital // May 01, 2026

For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

43% of Retailers Are Piloting AI Shopping Agents 
artificial intelligence // April 28, 2026

Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who leads the next phase of digital payments growth. Get the Full Story Complete the form to unlock this article and...

32% Increased Spending After Using a Credit Card App
Consumer Finance // April 24, 2026

A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among younger cardholders and points to a more digital future for issuers. Get the Full Story...

56% of SMBs Want More Flexible Card Programs
SMBs // April 23, 2026

For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way the business does. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Interviews & Exclusives
46% of SMBs Would Pay for More Payment Control

May 04, 2026
Small businesses may be more ready for payment change than their habits suggest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

61% of North America Middle Market Companies Use Cards to Speed Cash Flow

May 01, 2026
For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

43% of Retailers Are Piloting AI Shopping Agents 

April 28, 2026
Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who leads the next phase of...

32% Increased Spending After Using a Credit Card App

April 24, 2026
A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among...