Data Point/page/2 news and trends

More Than Half of Banks Plan to Outsource Fraud Detection 
Fraud Prevention // February 13, 2026

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Digital Banks Win With Younger and Lower-Income Consumers
Digital-First Banking // February 09, 2026

Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks. Get the Full Story Complete the form...

73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
Faster Payments // February 06, 2026

For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

75% of Tech Firms Say They Are Extremely Familiar With AI Agents
artificial intelligence // February 03, 2026

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital tools are also becoming the earliest and most confident users of autonomous systems. Get the...

Interviews & Exclusives
Planned Purchases Rise as Financial Stress Eases, Study Finds

February 23, 2026
Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

More Than Half of Banks Plan to Outsource Fraud Detection 

February 13, 2026
The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete...

Digital Banks Win With Younger and Lower-Income Consumers

February 09, 2026
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that...

73% of Microbusinesses Say Real-Time Payments Improve Cash Flow

February 06, 2026
For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full Story Complete the form to...