Data Point/page/3/study_posts/the Pymnts Research Thesis news and trends

32% Increased Spending After Using a Credit Card App
Consumer Finance // April 24, 2026

A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among younger cardholders and points to a more digital future for issuers. Get the Full Story...

56% of SMBs Want More Flexible Card Programs
SMBs // April 23, 2026

For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way the business does. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
SMBs // April 13, 2026

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and cash flow tools into part of the product itself. Get the Full Story Complete the form to unlock this article...

38% of Credit Union Members Want BNPL From Their FI
Credit Unions // April 10, 2026

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make sense of a payment habit that is starting to sprawl. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
43% of Retailers Are Piloting AI Shopping Agents 

April 28, 2026
Agentic artificial intelligence’s first real test in commerce may come not as a flashy shopping tool, but as a trust exercise that could decide who leads the next phase of digital payments growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

32% Increased Spending After Using a Credit Card App

April 24, 2026
A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift that looks especially strong among...

56% of SMBs Want More Flexible Card Programs

April 23, 2026
For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way the business does. Get the...

Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward

April 13, 2026
What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and cash flow tools into part...