Featured Insights news and trends

AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
artificial intelligence // February 25, 2026

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
SMBs // February 25, 2026

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day operations, especially for supplier and vendor payments, but the direction of travel is clear. Many SMBs want simpler, more modern...

Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Consumer Insights // February 20, 2026

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in the Labor Economy” explores how roughly 60 million hourly workers earning $50,000 or less annually are navigating rising costs, uneven...

What Happens When Embedded Finance Grows Up?
Payments Innovation // February 19, 2026

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms so that car buyers could get a loan at the dealership instead of trudging to...

Interviews & Exclusives
Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments and insurance for everything from Prada handbags and veneers to Uber driver wages. With three parties in that marriage, banks, FinTechs and nonbank companies, who’s […]

AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper

February 25, 2026
The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

What Happens When Embedded Finance Grows Up?

February 19, 2026
For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The model established in‑house finance arms...

More Than Half of Banks Plan to Outsource Fraud Detection 

February 13, 2026
The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation. Get the Full Story Complete...